If you've been in this community and haven't jumped on a Coffee with Paul yet — this is your nudge. Saturday mornings at 11am Eastern. Not a lecture. Not a webinar. It's me talking through whatever's happening in commercial real estate that week. Answering questions from whoever shows up. Working through actual deals, members are trying to figure out live. No slides. No presentation. Just the kind of conversation you'd have with an investor friend on a Saturday morning — if that friend had done hundreds of deals. Here's why it matters more than most people realize. The investors who move fastest in this business are the ones who spend the most time around other people actively doing it. You can't get that from YouTube. You can't get that from a podcast. You get it by showing up somewhere real people are figuring out real deals in real time. That's Coffee with Paul. Saturday mornings, 11am Eastern. Call info on the Calendar. See you Saturday.

I had another member reach out and ask me about using credit cards as part of their “skin in the game” for a real estate deal. Instead of replying privately, I figured I’d post it here in case anyone else has been wondering the same thing. Can you use credit cards to help fund a real estate deal? The answer is… yes. Some investors do. One strategy is to call your credit card company and ask if they’ll lower your interest rate or offer a promotional rate. Some people also use balance transfer offers to reduce the cost of borrowing. The idea isn’t usually to buy the property with a credit card. Instead, some investors use that available credit for things like: - Earnest Money Deposits (EMD) - Due diligence costs - Closing costs - Part of their down payment or “skin in the game” - Small repairs or getting the property up and running At the end of the day, a credit card is just another financing tool. Like any tool, it can help you… or hurt you… depending on how you use it. A few things to think about: - Promotional rates don’t last forever, so make sure you have a plan before they expire. - Regular credit card interest can get expensive fast. - Not every lender is okay with borrowed money being used as your equity. Some are, some aren’t. Always ask before assuming. - Just because you can borrow the money doesn’t automatically mean it’s a good deal. One thing I’m learning is that good investors don’t just ask, “How do I get the money?” They ask, “What’s the smartest and least expensive way to put this deal together?” There are a lot of ways to fund a deal—seller financing, assumable loans, private money, business lines of credit, partnerships, and yes… sometimes even credit cards. The important part is knowing when each tool makes sense. I’m still learning myself, so if you’ve actually used this strategy, I’d love to hear your experience. What worked? What would you do differently?

Welcome to Commercial Real Estate 101 🚀 This community is your launchpad into multifamily and commercial real estate — helping you build wealth and buy back your time through smart investing. You joined because you want to stop watching commercial deals happen — and start doing them yourself. Let's get you moving. ✅ Step 1 — Download the Skool app. Get it on Android or iPhone so you never miss a beat. 👋 Step 2 — Introduce yourself in the main feed This community is a networking tool — use it. In your intro, tell us: - Who you are and what you do in real estate - One big goal you want to achieve in this business - What you're looking to learn from the room - 📅 Step 3 — Check the Calendar Every live event we run lives here — including Coffee with Paul, Saturdays at 11am Eastern on Zoom. Add it to your calendar. It's where most new members say things start to click. 📚 Step 4 — Explore the Classroom The step-by-step path to your first (or next) commercial deal lives in here. Training, frameworks, and resources to level up fast. 💰 Step 5 — Analyze a deal and make an offer Whatever's holding you back — that's your first challenge to solve. The members who close deals in here aren't the smartest or the most experienced. They're the ones who show up. Ask questions. Post their wins and their walked-away-froms. The room only works if the room actually works. 🔥 Ready to move now? Check outCommercial Deal Academy — our paid community for members who want to go all in. 🚀 Want mentorship? Apply for the Commercial Dream Partner Program here. Welcome aboard. Let's get to work.