Stocks that rose included: UNH +14% MS +5% KO +3% MS +5% WFC +6% Stocks that fell included: NVDA -13.5% AAPL -6.5% MSFT -5.4% META -6% AMZN -6% TSLA -14% CRM -8% UBER -8%

Talking about advice available on internet for investing, I came across this article. Please share what you think about such articles? How to Build a Rock-Solid Passive-Income Portfolio With Just $30,000 (msn.com)

I have a few trading accounts most follow the calendar spread. Returns beat the market on a yearly basis. I have one that does not do to IRS and brokerage limitations. I am not able to do spreads. I can buy/sell, cash secure puts and covered calls. I tweaked this account to only trade leaps on five companies, rebalance anytime the option price lets me sell or buy with staying at the set allocation balance that's established each calendar year. To my surprise this has done dramatically better up 94% for last year, and already up 24.21% Everyday we are learning and new methods can be developed. If I see another double this year big changes will be coming..

I have opened couple of calendar calls with earning announcements in about 10 days. The trick for having a successful calendar call is to make the right guess where the stock price will be just before the earning date, and set your strike at that price level. Not an easy task in the current indecisive market... so, I had to pick a direction and I went with a slightly bullish outlook. See my trades below (it is not too late to copy them)

A balanced portfolio is a strategic choice for investors seeking to optimize their risk and return. It typically includes a mix of stocks and cash, with the allocation tailored to an individual's risk tolerance and investment goals. For instance, a common balanced portfolio might consist of 50% stocks and 50% cash for liquidity purposes. This approach allows for participation in market growth through stocks, while cash provide stability during market downturns. Regular rebalancing is crucial to maintain the desired asset allocation over time. Back tested for since 2014...