My plan is to give each of my children $1.25M (not as inheritance but rather startup capital) using only $30,000. As you may know, Investing Accelerator focuses on getting 30% per year. For my hedge fund, the target is to get 20% per year My early investors are getting 20.5% dividend per year. Using the index fund strategy within Investing Accelerator, I expect my children's portfolio to get around 20% per year (buy and hold, not active investing). So far, I've invested $30,000 for each of them and I plan to give it to them around 21 (when they finish university). With 20 years of compound interest, the portfolio should be worth $1.25M without adding any money after today. But - would I let them spend it? No. The purpose of the money is for them to start a business (perhaps they want to buy inventory to start an eCommerce business, or buy a car wash - which you may be surprise how expensive it is $1-4M, or buy a McDoanlds lol, or start the next Google) Either way - Capital is War Chest. Capital is what is needed to purchase raw materials, land, and resources to start businesses to provide value in the world. Then, the real constraint comes - not capital, but creativity. I believe with the right amount of creativity and problem-solving skills, most challenges can be overcome with time and effort. Money is only a slight boost to one's creative journey. Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In July, my goal is to help 5 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth.

As first half of 2025 comes to a close, it is important to review where we stand and where we go from here. Announcing Jun 2025 dividend 1.7% (20.5%) - Consistent dividend (20.5%) - For 2025, we have been consistently distributing 1.7% per month which we are on track for our target 20.5% per year. - Comparing to top hedge funds in the world: For first half 2025, the top hedge funds in the world return around 7-18% in the last 6 months. ​​Distributing 10.25% in dividend would place us at the same level as Renaissance as well (10.7%). ​​While the portfolio and business may fluctuate, we are able to shelter investors from the volatility by distributing regular dividend. - Tuition sign up revenue $78K (compare to last year $29K) for Jun 2025: We are very close to breaking the $100K per month mark. We still have some work to do in terms of optimization and conversion. - Hedge fund progress - drafting key documents: After discussing with both the US and Canadian lawyers, it would be more straight forward to first set up the US hedge fund in 2026. ​​Once we scale the fund to 80 people or $80 million, then we would build the Canadian fund. ​​Currently, we have a working draft of Policy and Procedure Manual along with Business Plan in place for regulatory approval. ​​Once we get the relevant licenses, then we will proceed to set up the investment management company. We will use Interactive Brokers as the Prime Broker and SGGG as the fund administrator as it serves both ​US and Canadian funds - ​Raised $4.2M so far: Fundraising progress has been doing well. Early investor reward structure is doing well. Most investors is interested in getting extra 2% return for the first year if they invest $250K with their IRA account. Investing $250K = 20.5% + 2% in the first year (22.5% for the first year - paid at the end of 12 months) Investing ​$500K = 20.5% + 2% + Free Investing Accelerator membership If you use your Roth IRA or IRA, your dividends will be tax free (or tax delay)​

As I develop various investing models for my future hedge fund and Investing Accelerator, here's an interesting problem I deal with. Let's say: I have two profitable models Model 1: recommends BUY Model 2: recommends SELL Which model do you trust? It is easy when both models recommend the same thing. So naturally - being the anlaytical data scientist, CPA, portfolio manager, math guy, father of 2 kids, son of Asian family.... we dig deeper into data I look at 4 years of data I cut the data over and over again I look at various situations where I might get hindsight and study past case study Guess what? Model 2 is more accurate this time. I invest based on Model 2 I lost money. Odd? Turns out - after studying further - I notice an interesting pattern It is the EASIEST to make money when both models agree. Naturally, the response for any normal person when models diverge is to dig deeper. But instead, what if we focus on the times where both models agree and we become more aggressive in buying or selling? Turns out - that's a more profitable strategy than trying to be aggressive when models diverge This simple observation is going to make hundreds of thousands of dollars. Cheers, Eric --- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In July, my goal is to help 20 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free

For Investing Accelerator as a business, we have raised over $3.5M from early investors in the last 12 months. We pretty much have enough seed capital to start the US hedge fund in 2026. But if you are interested in being on this journey with us, we are looking for 3 more investors to invest $250,000 USD and get target 20.5% dividend (distributed monthly)​​​​​ With an investment of $250,000 USD, you would get - Target 20.5% per year,1.7% per month - Target $51,250 a year, $4,250 a month in dividends - You want to be a passive investor - You would like to be part of our IPO journey in the next 7-10 years - $250K+ only Bonus: You would get an extra 2% of your investment balance for the first year (payable at the end of 12 months)​. This brings the first year return to 22.5% A few of our investors participated such that it generates enough cashflow for them to retire Minimum investment is $100,000 If you use your Roth IRA or IRA, your dividends will be tax free (or tax delay) I strongly recommend people in the US to use their IRA or Roth IRA for this investment. You can look into something called Megabackdoor Roth IRA contribution to put more money into your Roth IRA. Here's the investor presentation. You will need to be an accredited investor (either income $200K+ OR net asset $1M+ excluding your home) https://5mininvesting.com/free-demo-for-investors/ If you are interested, you can schedule a call with me to ask any questions you have: https://5mininvesting.com/schedule-a-funding-call/ Cheers, Eric ---- Eric Seto, CPA, CIM Founder of 5MinInvesting.com

Options are popular in US. But even more popular in India Many people in India look to get rich quickly with options. The option market in India is more liquid than the stock market itself. This is where Jane Street found an opportunity. ​Here's how they made an ungodly amount of money (which got them banned in India) 1. They buy 0DTE options (date to expiry) on the index 2. While the options are liquid, the underlying indexes are less liquid and the stocks are even more illiquid 3. They then use more capital to buy the underlying stocks (e.g. India bank stocks which are not liquid) and boosting the share price up 4. This leads to an increase in share price for the index as well 5. Effectively, putting their 0DTE options into money and providing Jane Street with huge sums of return ​In other words, they are able to manipulate the closing price of each day by buying large sums of the underlying stocks within the index because the stocks itself are not liquid in India. By combining with 100x leverage using 0DTE options, the traders at Jane Street made a lot of money. Ultimately, Jane Street got banned for being too profitable.​ Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In July, my goal is to help 10 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free