I have been teaching accounting, tax, and finance for over 7+ years now. Initially started with a few students, the Investing Accelerator has grown to over 740+ students. This is where students learn long-term and monthly passive income strategies to boost their income and better their retirement.​​ ​Then, I started a free community where it grew it 3,400 members in less than 2 years. This is where people can share investment ideas and the latest strategies with like-minded investors as well. ​We talked about Bitcoin, gold, silver, Mag 7 and more. ​​The most engaged members in both the Investing Accelerator and the free community also win prizes on a monthly basis. Thank you everyone for your participation in the last year and looking forward to 2026.​ ​​​​​​​ Join 740+ students inside Investing Accelerator [ Start Learning the Monthly Income Strategy ]​​​​ Secure checkout • Immediate access • Education program Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In January, my goal is to help 10 people with no financial background to learn long term investing and monthly passive income strategies for retirement. To date, we have 740+ students and our model monthly passive income strategy focusing on making one trade a week using our data driven tools. The program has two parts: • Long-term investing — how to use technical analysis, fundamental analysis combined with data science help us find discounted blue chip stocks We also analyze the macro economic environment on a weekly basis in case we need to hold cash / short the market to hedge our portfolio. • Monthly income strategies (most popular) — how advance option strategies like selling and buying creates monthly income Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free

While the indexes are still holding up, we are seeing a fundamental shift in sectors. Recently, MSFT, AAPL, META, V, MA, and INTU have been dropping. This shift, while the NASDAQ 100 and S&P 500 is steady, shows that capital is still within the top 100-500 stocks. But capital is shifting ​between different sectors. ​While it can be tempting to buy now, it is better to wait for Fed reserve interest rate announcement along with Feb earnings to make a decision. So what's important is to hold a good amount in cash to wait for the stocks to settle Cheers, Eric --- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In January, my goal is to help 10 people with no financial background build a real foundation in investing through Investing Accelerator. Investing Accelerator is an education program designed specifically for people who didn’t come from finance. We focus on financial independence — understanding how investing actually works, how decisions are made, and how to build repeatable approaches instead of guessing. Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free The program has two parts. In the first phase, you learn long-term investing:how markets work, how to think about growth, how to manage risk, and how to build strategies designed for long-term compounding. In the second phase, you learn monthly income strategies:how people structure portfolios for cash-flow, consistency, and real-life planning. If you’re interested, you can hop on a call to see if Investing Accelerator is a fit. During the call, we’ll walk through where you are today, what you’re trying to build, what gaps exist in your knowledge or structure, and whether this program realistically supports your goals.

Let's play a game. Let's say you knew that the January market is up, February is down, March is up. What do you do? Today is Jan 11. If you take profits this week, if you're still bullish for the remainder of January? Do you take profits this week if you are still bullish this week? This is exactly the kind of macroeconomic analysis I do every week during the coaching call. The answer is - you should generally hold long-term unless you see a bearish catalyst. So you would generally hold on in January until you see a turning point. It can be the last week of January (Fed' interest rate announcement) or Feb inflation data or Feb annual earnings report. Either way, ​a rational investor will always have to evaluate the probability of a correction every week to see if he can get out of the train early before a bear market happens.​ Cheers, Eric --- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In January, my goal is to help 15 people with no financial background build a real foundation in investing through Investing Accelerator. Investing Accelerator is an education program designed specifically for people who didn’t come from finance. We focus on financial independence — understanding how investing actually works, how decisions are made, and how to build repeatable approaches instead of guessing. Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free The program has two parts. In the first phase, you learn long-term investing:how markets work, how to think about growth, how to manage risk, and how to build strategies designed for long-term compounding. In the second phase, you learn monthly income strategies:how people structure portfolios for cash-flow, consistency, and real-life planning.

As we are approaching the annual report earnings season, here's a quick refresher on fundamental analysis and earnings. 1. When a company makes more money, the stock rises. There's a correlation between making more money and the stock increasing. 2. However, stock price can go up and down after earnings based on expectations (basically, people guessing what the earnings would be) 3. ​​So in the short term, one good/bad earnings does not necessarily allow you to predict the jump as you need to factor in what people are guessing and "buy/sell early before earnings" 4. Thus, fundamental analysis is a long term trend tool but not a short term earnings tool. 5. If you buy generally good companies, profitable and growing, you should experience a generally increase in stock price. ​ Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In January, my goal is to help 10 people with no financial background build a real foundation in investing through Investing Accelerator. Investing Accelerator is an education program designed specifically for people who didn’t come from finance. We focus on financial independence — understanding how investing actually works, how decisions are made, and how to build repeatable approaches instead of guessing. Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free The program has two parts. In the first phase, you learn long-term investing:how markets work, how to think about growth, how to manage risk, and how to build strategies designed for long-term compounding. In the second phase, you learn monthly income strategies:how people structure portfolios for cash-flow, consistency, and real-life planning. If you’re interested, you can hop on a call to see if Investing Accelerator is a fit.

When you decide to change in 2026, what's important is to make sure you only make a mistake once. When I make a mistake (whether it is investing or life), I try to make it only once and learn from it. Or else - life has a funny way of repeating the lessons and punching you in your face until you learn it anyway (e.g., learning it the hard way). Over my years of study, a lot of experts dedicate this to discipline, motivation, visualization etc. But these strategies usually fail me when I am tired and when I need to stick with the plan the most. Turns out, the solution for me has been solved by large corporations and accountants a long time ago. These are called - CONTROLS. Large corporations have proper controls in place to ensure that executions are executed. For example: If I want to do 10 push-ups a day, I have a log of 10 push-ups a day (that's a control). Then I have a reminder to check the log of doing 10 pushups a day (that's a second control). You probably already have these at your workplace (implemented by your accounting team) What about investing controls? Let's say you develop an investing strategy. It is profitable. So the only thing you need to do is to stick with it. Here are some controls: 1. I record and print out the investment decision once a week (or whatever frequency you wish) 2. I compare my weekly performance, actual vs my strategy performance (Actual minus Strategy = 0) 3. I compare my monthly performance, actual vs my strategy performance (Actual minus Strategy =0) 4. Whenever there is a large deviation, it gets flagged as red and it gets summed up as the total deviation of the last 2 months (so I don't forget I break my own rules) 5. On a weekly basis, I write down notes on what exactly the pattern or trigger or setup. If I deviated, I write down wny that is (usually the reasons are bad and I need to fix it) By having multiple controls, this significantly improved my "discipline" and "mental willpower" because I can think less and it is more "in my face" when I make a mistake.