I just sold my first LEAP (LEN January 2026 95 CALL) for 51% profit after holding for just under 2 months. Thanks, Eric, for looking at fundamentals with me. Now that I understand how this works, including how to assess for high probability entries, I am now going to allocate a third of my main portfolio towards LEAP opportunities in 2024. I had hesitations with LEAPs before, and so thanks for the guidance, Eric.

# 1 Invest wisely and grow your wealth. While you have a steady income, you should save as much as you can and spend less than you earn. This will make your retirement easier and more comfortable, as you won't have to rely solely on your investment returns. You should also make your savings work harder for you by investing them in assets that generate income or appreciate in value, such as stocks or bonds. Don't let your money sit idle in cash—make it productive and profitable.

I have a few trading accounts most follow the calendar spread. Returns beat the market on a yearly basis. I have one that does not do to IRS and brokerage limitations. I am not able to do spreads. I can buy/sell, cash secure puts and covered calls. I tweaked this account to only trade leaps on five companies, rebalance anytime the option price lets me sell or buy with staying at the set allocation balance that's established each calendar year. To my surprise this has done dramatically better up 94% for last year, and already up 24.21% Everyday we are learning and new methods can be developed. If I see another double this year big changes will be coming..

My wife will be giving birth soon. So I will be slower in terms of responding in the community. As we welcome a new member into our family, ​it is good to consider the plan for the next 20 years, especially university tuition. ​I expect the tuition cost will increase by at least 2-10x in the next 20 years (due to inflation and competition). This is why I plan to invest early when the child is between 0-5 to cover the university tuition when the child is 18. ​Based on my calculation, if I can put away $10,000 per year for the first 5 years of the child's life, it will take care of the university education and housing cost in the future using my long-term strategy. For such long-term strategy, you want to ensure it is a set-and-forget strategy. You want to ensure that the long-term average return meets your expectations (For example - I aim for 15-30% per year) While timing helps, it is more important you have the discipline to contribute early on ​and let compound interest work for you.​​​​​​​​​​ Are you thinking ahead for your children's future?​ Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com Free webinar - how to get 30%: https://5mininvesting.com/free-case-study/ In May, my goal is to help 20 people without a financial background to master investing. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. If you are interested, then let's hop on a call to see if you can benefit from the strategies in Investing Accelerator and get 30% per year.

Here's how I manipulated Lululemon's stock price and ensured it goes up from April onwards. (Joke) Just purchased: 1 - two pairs of Lululemon's shoes (Beyond feel - Very comfortable - recommend) 2 - one pair of Lululemon pants 3 - one Lululemon hat Now you know Lulu will beat earnings as my hard-earned money goes into the next quarterly revenue (and hopefully their quarterly profit). Follow me for more financial advice! Jokes aside - only buy Lulu when the momentum turns positive.​ Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com Free webinar - how to get 30%: https://5mininvesting.com/free-case-study/ In April, my goal is to help 10 people without a financial background to master investing. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. If you are interested, then let's hop on a call to see if you can benefit from the strategies in Investing Accelerator and get 30% per year. During the call, we will map out exactly how you can achieve 30%, what you are lacking, how you can improve. If you have any questions about the program, you can ask during the call as well. Schedule a call here: https://bit.ly/48mJlgR Remember to go to the Classroom tab for additional investing resources.