Apple break down the trend created since the spring this year and I expect to retest the $250-$260, which coincide with the 100EMA and the previous high from end of 2024. I sold my entire position in Apple (I need to say that was not too big) and plan to start adding when is reaching the support area.

Most people are taught to be buy and hold investors as you cannot time market. Yes - this is true. In other words If you cannot time the market, just buy and hold. However It is possible to time the market and this is how you can achieve a higher than average return. The math is simple. Imagine S&P 500 makes 10% per year. You find a pattern (e.g. negative momentum, interest rate increase, bad earnings etc) Option 1: You hold cash and the market went down 5% in one week and you buy it back This means you are higher than the market by 5% = 15% per year. This also means that you just need to hold cash one week out of the year to achieve such a gain Option 2: You exit and you short the market when it went down 5% and buy it back after 1 week This means you are higher than the market by 10% (you made 5% on the way down and 5% on the way up) = 20% per year You just need to be right about one week out of the year going down to beat the market by 10% This is what I spend a lot of time studying - patterns that would forecast the near term to be bearish. This is why it is easy for a long / short strategy to perform better than buy and hold. Cheers, Eric Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In December, my goal is to help 20 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free

I had trouble understanding calendar trades until recently. I would like to share my new insights into these trades to see if it helps anyone. A Calendar trade has two legs just like any spread trade. For a regular spread trade, you sell a put or call at a strike (say 110) and buy at another strike (100) both expiring the same date. For a calendar trade you sell and buy the same strike at different dates. This is where it was confusing for me. Here is how I understand it now. Let's say you buy a stock and write a CC (covered call) on it. If the stock price rises, you limit your profit and let it be called away. If the stock falls, the CC will become profitable (and you can close it) and wait for the stock to bounce back to make more gains. This is a pretty safe strategy but requires capital to buy the stock. A lower cost but similar strategy would be PMCC (Poor Man's Covered Call). Here you would buy LEAPS (longer dated calls) instead of stock and then sell CC on it. A calendar is exactly similar to PMCC. You buy a longer dated call (or put) and sell a shorted dated call both in one transaction (unlike PMCC where you sell the shorter dated calls periodically). So a calendar trade is a more protective way of buying calls. You limit the downside risk by selling a shorter dated call and benefit from the premium received. You also limit the upside profit (due to the shorter dated call). Calendars are a safe way to buy calls (if you are bullish on a stock). They are also neutral trades in that the stock price has to expire within a certain range for the trade to be profitable. They have the benefit of doing well when volatility expands (there's fear in the market). In those cases, calendars profit range widens and they become even more profitable

The ETF of Intech S&P Small-Mid Cap Diversified Alpha is at the break or crush point now. Trump administration has been expressing they want to re balance the market dominance. What do you guys think? BTW, FinViz gives you free tools of scanning market with preset chart pattern reading algorithms.

Meta shares drop 9% despite earnings beat as company takes one-time tax charge. Considering the the size of the drop I am inclined to add to my existing position. I have two levels to watch... 650-660 and 590-600... if goes to 600 or lower I will add for sure to my position. https://www.cnbc.com/2025/10/29/meta-q3-earnings-report-2025.html