I’ve been screening for momentum and one thing keeps popping up: retail is quietly leading the pack --- and here are a few names that stood out for me (see image), and more importantly, what they’ve done in just the last month: - AEO up 57.49 percent - WRB up 56.68 percent - ANF up 68.37 percent - DBI up 129.33 percent - KSS up 30.32 percent\ - Tech can still run, no doubt. But I’m starting to be more intentional in paying attention to where capital is actually rotating - and waiting for the right opportunities to capitalize on momentum where the money is already committing. Typically I like to look for tight consolidations and then wait for a breakout for confirmation. Curious how others are positioning in this market climate - which is looking to to be a sideways/bear market.

Everything I make THIS CHANGE - I ended up making more money. To start, 15 years ago, I used to work at a supermarket. I took heavy boxes of oranges and threw them onto the countertop so people in Chinatown could rush over and buy fresh oranges. I made $20 an hour. It was pretty decent for a university student back in the day. Then, I work at KPMG as a staff accountant (the grunt) - A business model change I worked a lot of hours but I got a fixed salary. It is not so much about hours to time but the quality of my work to get to promotion. I made $50,000 per year. Then, I got promoted to manager (I manage 3-5 teammates per job) - A business model change I got my CPA and also CFA level 1 exam. I made $100,000 a year managing people to produce results. It is not about me working 100 hours a week but getting the team to collaborate and collaborating with the clients to achieve the goal Then, I started my own education academy - Investing Accelerator - A business model change Instead of selling my time, what's important is the asset (e.g. the knowledge, the course, the strategy) and whether or not I am able to help my customers to solve a specific problem I made mid-high six figures in revenue. Then, I developed the monthly passive income strategy in Investing Accelerator - A business model change. It's not so much about selling my assets (e.g. knowledge), but taking on calculated risk where the odds are in my favour using my capital. This scales with the amount of capital I deploy into the strategy (e.g. $300K to aim for $100K per year) As long as I understand the odds are in my favour (90%+ win rate), I can deploy my capital to work for me, with a reasonable expectation that I would succeed. Sometimes, making more money isn't about using more hours. But it is about changing your business model and how you deliver value to the world. Cheers, Eric ----- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM)

A barrel of oil is now cheaper than an ounce of silver. This has happened only twice before: during the 1979/1980 bubble and the oil massacre in the COVID pandemic. Question: What is next for Oil & Silver?

Good news for Canadians... I just found out that some of the CDR shares are eligible for option trading. I tested in Questrade account and they are available. As per my list the following CDR shares are available to trade now: GOOG, META, MSFT, AMZN, NVDA, TSLA, AAPL, COST, BRK, AMD

As most of us are going on holiday, I would like to wish you a Merry Christmas and happy holidays! 2025 has been a volatile year from tariff wars, AI bubble to the semi-santa rally. I've spent the year revising and refining my research framework through each bearish wave, learning something new each time. 2026 will be an interesting year as I launch new ventures and expand into the hedge fund space with my machine learning investing strategy. I believe the key success factor to achieve your goals is to continue to try and hack away at a problem until you are there. So I wish you Merry Christmas and happy holidays. Here's the Christmas link to join Investing Accelerator directly. Cheers, Eric ----- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In December, my goal is to help 20 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free If you are interested, then let's hop on a call to see if you can benefit from the strategies in Investing Accelerator and get target 30% per year. During the call, we will map out exactly how you can achieve target 30%, what you are lacking, how you can improve.