Most financial stress comes from avoidance leading to mismanagement, not lack of money. Your task: Write down: - Monthly income (average) in the hand i.e. after tax - Fixed costs - rent, food, power, petrol etc. - Variable spending - average you spend on non-necessary things e.g. subscriptions, eating out, clothes - Savings / debt - totals Then ask: “What would need to change about my money behavior to align with my values (and ensure I don’t spend more than I earn)?” Post below: Share one realization you had (no numbers needed).

Motivation is unreliable - too emotional to depend on. Discipline is different; it's a rational decision to do what is RIGHT rather than what feels good in the moment. Answer honestly: 1. What do I wait to “feel ready” to do? 2. What would disciplined action look like instead? Then choose one reminder you’ll follow regardless of your mood. E.g. I will often ask myself, “What is the best thing to do right now for my future self’s success?” Post below: “My discipline principle for this year is…”

Are You Being Ruled by Threats That Don’t Exist? One of the strangest patterns I’ve noticed after years of coaching high achievers is this: the more successful someone becomes, the more frightened they are. Not of real danger, but of things that mostly exist in their imagination. I’ve come to think of it as being afraid of ghosts. Invisible threats, invented catastrophes, worst-case scenarios that feel urgent and real, even though there’s no evidence they’re actually going to happen. What makes this especially confusing is that these are smart, capable, highly rational people. They solve complex problems for a living. They manage risk. They make good decisions. And yet, inside their own heads, they’re oddly superstitious, reactive, and constantly on edge. Their nervous systems are stuck in fight or flight, even though their lives are objectively safe. I talk about this in the video using an example from my own life. Years ago, I worked in Corrections, managing high-risk offenders where real danger was part of the job. Constant vigilance made sense there. But when I left that environment, my brain didn’t get the memo. I kept reacting to everyday life as if a crisis was about to erupt. This isn’t unique to me. High achievers are especially vulnerable to this because imagination is one of their greatest strengths. The ability to mentally simulate the future, spot patterns, and anticipate outcomes is what makes people successful in the first place. But that same ability can turn against you. In the video, I break down the difference between real fear and anxiety. I also talk about why high achievers are more likely to trust their thoughts than they should. When your mind has been involved in years of success, it’s easy to assume it must be accurate. But that’s a dangerous assumption. The real cost of this isn’t just stress. It’s relationships sacrificed, joy postponed, rest treated like a threat, and a constant sense that you can’t slow down without everything collapsing. And ironically, the very thing you’re trying to prevent often shows up anyway, because chronic stress makes you less clear, less present, and worse at judgment.

Hey everyone, from now on I will post all Daily Dose of Integrity newsletters into this one thread, to avoid clogging up the newsfeed every day. See the latest comments for the most recent Daily Doses. Enjoy!

Motivation is an unreliable emotional state that fluctuates constantly. Discipline is the ability to recognise that you don't need any particular emotional state to do what's right. Finish this sentence honestly: “When I don’t feel motivated, I usually…” Now finish this: “When I act anyway, even when I don't feel like it, the result is…” Your task: Choose one daily action you’ll do regardless of mood. Post below: Name the action. For more on this, check out the Secrets of Motivation mini-course https://www.skool.com/brojo-the-integrity-army-6491/classroom/ab33c57a REMINDER! This 30 day challenge is not just a planning exercise for your year, it's also an opportunity to win $1000s worth of 1:1 coaching and other valuable prizes. To be eligible to claim these prizes, you must be a paying Premium or VIP member.