📆 Back in the 1880s, economist George Tritch created a simple but powerful market-cycle model called “Periods When to Make Money.” Surprisingly, it still mirrors the behavior of modern markets: stocks, indices, commodities, and even crypto. ✍️ He described three repeating phases: 📉 A — Panic & sharp reversals (start of major crises) 📈 B — Overheated peaks (best time to take profit) 💰 C — Depressed prices & accumulation (best time to buy) ❓ Why this matters now: This chart highlights long-term cycles of growth and crises, including the Great Depression, the dot-com bubble, the 2008 crash, and the COVID downturn. Across cycles, the same pattern repeats: 1️⃣ Panic leads to accumulation phases (C) 2️⃣ Accumulation turns into strong rallies (B) 3️⃣ Euphoria eventually triggers reversals (A) 4️⃣ Different assets behave differently, but investor psychology rarely changes. 👉 Where are we now? 🔼 The chart suggests we’ve been in a strong growth phase, with US indices, stocks, and crypto hitting new ATH. 🔽 This implies that the period from 2026 to 2032 could bring a more significant correction cycle. ⚠️ Important note: This model isn’t a strict or perfectly accurate forecast. However, it can serve as a useful guide for determining when to optimize profits and when to make long-term investments during deep value phases. #Education

This week, the market surprisingly bounced back as Trump talked to Xi. However, to get a confirmed bullish signal, the market needs to sustain its momentum until the end of the week. So we still have 4 days to go, which we will monitor closely. If the bullish momentum is maintained, then it can be a positive signal to deploy cash. If not, ​then we will continue to hold cash / short the market. ​​​​​​​​ Here's the FINAL Black Friday discount to join Investing Accelerator, where you get an interest-free instalment over 12 months & 33% discount off the regular price: https://5mininvesting.thrivecart.com/black-friday After you join, you can schedule a free one-on-one call to ask any questions you have about your life, your situation and retirement. You can also use this call for technical support if you wish to have it later. I will set up a message / group chat to initiate the onboarding process. Cheers, Eric ----- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In December, my goal is to help 20 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free

I love to travel. Taking a pause and recharge our mind and body is always great. Experience many culture food and flavors and to bring them back to my kitchen is always my goal post retirement. And learning to trade and earning a little passive income here and there is cherry on top. Occassionally i can take profit and buy myself a travel ticket I am happy. I strive to be consistent. Thanks to Eric's community here I learn risk management from some of you in 2025. So thank you so much for those willing to share your experience. On Dec 6th I plan to travel to Barcelona, Marseilles , Genoa and Rome. Combination of Mediterranean cruise and land explore. I have been to Rome and many cities in Italy before and Venice is my favorite Italy city. The port is in Rome so it will be fun to return to Rome then board the cruise from there. I will spend a few days in Barcelona to explore this beautiful city before coming home. How about you? Will you take a break from your hard work and do a little travelling over the holidays ?

Friends, Today is a good time to sell MSTR bull put spread for next week expiry. There is a good market pullback today and we will be selling 25% OTM from here making it a very high probable trade. I sold today some. Just letting you know so that you can look for these situations. - Market pullback on Thu or Fri or Wed - If it's Thu or Fri go the full size and sell - If it's Wed pullback then sell half size and wait for more pullback on Wed or Fri - Sell 25% OTM short put and buy long put so that it's reasonable for your margin requirement - Very Important: Buy only so many contracts that if assigned (on the short puts) you don't mind holding

Saw this today - quite funny but not for Michael B