You think it is too harsh. Gross Margin is down but Net ncome is up.

I read some where & also confirmed by my advisor. Typically the 2nd year of any presidential election has much higher probability of being a bad year. Furthermore, one YouTuber went on to say March through October. Not sure how accurate this is. For my husband who is retiring any minute now. We had rolled 5/8th of his 401k into rollover IRA in late December 2025 & early January 2026. He doesn’t have time to recover if the market has any corrections. So it is seating in cash & ready to be: 1). Redeployment into the market in any dip opportunities. 2). Disbursement for monthly expenses How would you handled it if 2026 is your retirement year?

I took note from an investor(youtuber Felix) how to prepare for a crash. Things we can do right now: 1. Assess your risk. Ie. Diversify your asset class. 2. Take some profit on Winners or set stop loss 3. Rebalance to defensive positions 4. Create your crash shopping list 5. Tight risk management (avoid leverage) 6. Control your emotion. I think we can have a 15 to 20% big correction day (or week) but not a prolong market crash in 2026 that most people fears. Can you share one good defensive stock that you know can be a good play in 2026? For me I picked Pfizer, Verizon and Vici.

Today I started a small position in INTUIT. I am planning to add in stages if the drop will continue. In my chart you can see my levels... level 1 ~580, level 2 ~540, level 3 ~480-500, level 4 (full accumulation) ~400. Anybody else interested in this stock?

RECAP 1). Open a custodian account & set up small monthly saving and invest in VUG (Vanguard Growth) ETF. Tip: I didn’t have the extra money, so I funded their accounts by using gifted money they have received since little. 2). Hire them to work for you before 18 of age. Per IRS, you don’t have to pay payroll taxes, their payroll can be write off as business expenses. The kids get to fund their Roth IRA until 18. Tip: Their Summer earnings to fund their Roth. As long as it is EARNED money, you can fund the Roth account.. 3). Fund their Roth 401k (if the employer offers that) as soon as they start working until they have a family of their own. As we know, our kids will make more $ as they mature in their profession & WILL PAY HIGHER taxes. Here is the link to the source https://youtube.com/shorts/WzHW7mznIpk?si=eLZ5XmS6j7eHpYJ8