Singapore’s birth rate has hit rock bottom—just 0.97 kids per woman, far below the 2.1 needed to sustain a population. Translation? More seniors, fewer workers, and a shrinking labor force. From factories to food delivery, robots are stepping in where manpower is falling short. By 2030, nearly 1 in 4 Singaporeans will be over 65, and the support ratio has plummeted to 4 working adults per senior. In 2014, it was 6. The government is urging more hiring of older workers and turning to robots—Singapore has the world’s second-highest robot density—to plug the gaps. Source: Newsweek

Based on The ARK Research published on Nov 15, 2024. The bitcoin price has increased 5.72x in the 2015-2018 cycle and 5.93x in the 2018-2022 cycle. If it continues to follow the average pattern of those two cycles, the price of Bitcoin over this cycle could increase 15.4x to ~$243,000 during the next year (880 days after the cycle low in November 2021), as shown in the dotted circle below. https://www.ark-invest.com/articles/analyst-research/bitcoin-cycles-entering-2025

Bitcoin is currently sitting at $101,462 USD

UnitedHealthcare CEO Brian Thompson has been killed in what investigators suspect was a targeted shooting outside a Manhattan hotel where the US health insurer was holding an investor conference. The killing was a "brazen, targeted attack", New York City Police Commissioner Jessica Tisch said. Thompson, 50, was set to speak at an investor meeting when he was gunned down about 6.45am (8.45pm AEDT) on Wednesday outside the New York Hilton Midtown by a shooter who fled on foot and then took an e-bike into Central Park, according to the New York Police Department.

As of today (Dec 4), my portfolio: Monthly Passive Income Strategy (1 trade a week): +55% Long-term smart index funds: +46% ​When it comes to Finance and Investing, it boils down to a few core lessons (from easiest to hardest): ​1. Diversification - Anyone can do this by investing in index funds and avoiding being exposed too much to individual stocks. Most financial education stops here ​2. Leverage - Using leverage or profit multiplier option is a double-edged sword. If you use it right, you can 2x to 3x your return 3. Avoiding bearish periods - ​During a bull period, you hold and you should be on par with the market. During the bearish period, this is where you shine simply by holding cash (or even short the market). This is harder than 1 and 2 ​ 4. Monthly Income Options - With 1 trade a week and options, you can design your retirement strategy and achieve a more predictable cashflow. This allows you to pay bills, mortgages and travel. Those are the 4 ​key concepts you must master to master investing. Turns out - it's only 4 things.​ Cheers, Eric ------ Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In December, my goal is to help 10 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. If you are interested, then let's hop on a call to see if you can benefit from the strategies in Investing Accelerator and get 30% per year.