For the last three months the enterprise software stocks are in a broader downturn, driven by investor concerns over AI's impact on software growth and potential overvaluation. IGV ETF is ~15% down and is possible to continue the downtrend. Here are a list of some of these stocks: MSFT. PLTR, ORCL, CRM, APP, INTU, PALO, ADBE, NOW, CRWD... see the link: https://www.ishares.com/us/products/239771/ishares-north-american-techsoftware-etf Personally, I think that the trend will continue. If goes another 10% from here (around $88 should be a strong support) then I will add substantially to my positions. Any other opinion?

I have been teaching accounting, tax, and finance for over 7+ years now. Initially started with a few students, the Investing Accelerator has grown to over 740+ students. This is where students learn long-term and monthly passive income strategies to boost their income and better their retirement.​​ ​Then, I started a free community where it grew it 3,400 members in less than 2 years. This is where people can share investment ideas and the latest strategies with like-minded investors as well. ​We talked about Bitcoin, gold, silver, Mag 7 and more. ​​The most engaged members in both the Investing Accelerator and the free community also win prizes on a monthly basis. Thank you everyone for your participation in the last year and looking forward to 2026.​ ​​​​​​​ Join 740+ students inside Investing Accelerator [ Start Learning the Monthly Income Strategy ]​​​​ Secure checkout • Immediate access • Education program Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In January, my goal is to help 10 people with no financial background to learn long term investing and monthly passive income strategies for retirement. To date, we have 740+ students and our model monthly passive income strategy focusing on making one trade a week using our data driven tools. The program has two parts: • Long-term investing — how to use technical analysis, fundamental analysis combined with data science help us find discounted blue chip stocks We also analyze the macro economic environment on a weekly basis in case we need to hold cash / short the market to hedge our portfolio. • Monthly income strategies (most popular) — how advance option strategies like selling and buying creates monthly income Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free

RECAP 1). Open a custodian account & set up small monthly saving and invest in VUG (Vanguard Growth) ETF. Tip: I didn’t have the extra money, so I funded their accounts by using gifted money they have received since little. 2). Hire them to work for you before 18 of age. Per IRS, you don’t have to pay payroll taxes, their payroll can be write off as business expenses. The kids get to fund their Roth IRA until 18. Tip: Their Summer earnings to fund their Roth. As long as it is EARNED money, you can fund the Roth account.. 3). Fund their Roth 401k (if the employer offers that) as soon as they start working until they have a family of their own. As we know, our kids will make more $ as they mature in their profession & WILL PAY HIGHER taxes. Here is the link to the source https://youtube.com/shorts/WzHW7mznIpk?si=eLZ5XmS6j7eHpYJ8

An X post highlights President Trump's Truth Social warning of "hundreds of billions" in tariff refunds and "trillions" in damages if the Supreme Court invalidates his trade policies on January 14, 2026, framing it as a national security crisis. It references a 72% prediction market odds of an adverse ruling, stemming from challenges to Trump's use of the 1977 International Emergency Economic Powers Act without congressional approval for broad tariffs on China and others. Economists note that striking down the tariffs could lower import costs and revive the U.S. job market faster than fiscal stimulus, based on analyses from Fortune and Peterson Institute for International Economics. Anyone nervous???