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Exploring Other Income Streams
Is anyone here investing a portion of their portfolio into alternative income-generating assets? I recently read The Income Factory: An Investor’s Guide to Consistent Lifetime Returns by Steven Bavaria. The core idea is to invest in higher-yielding instruments like CLOs, CEFs, BDCs, and similar assets that collectively generate reliable income—typically in the 8–12% range. Some yield more, some less, but on average the portfolio can earn around 10%. Following Bavaria’s framework, I built my own “Income Factory” made up of 40 tickers. So far, it’s producing an average yield of about 10.4%, and interestingly, the portfolio is also up about 8% YTD. Is anyone else doing something like this? What are some other ways you're putting your money to work and generating income?
ORCL up post earnings, 15.9k profit
ORCL crushed earnings. Stock is up 22%. Based on our previous earnings thread, this is what I did - Sold 14% OTM puts (and then bought cheap 3 cents puts just to cover for any margin call if stock crashes). Will get 11.1k from this - Sold a smaller lot of 7% OTM: Will get 4.8K from this - I will close both of these tomorrow morning for a total profit of: 15,900$
UNG
For covered call selling (aka PMI) lovers: UNG offers 5% a month on at-the-money calls. Be careful though, it can move fast. For those who is new to nat gas: storage is like 40% above 5-year average, but production is falling and demand is EXPECTED (translation: it is speculation) to rise. Hence high implied volatility, reflected in the high option premium. 0834 ET - U.S. natural gas futures are extending last week's bounce off technical support, backed by LNG feedgas demand and prospects of more power-sector use as Texas weather heats up. "If LNG can edge higher, a boost from laggard Henry Hub physical pricing may reinforce upward momentum for Nymex gas," Eli Rubin of EBW Analytics says in a note. Also supportive is the decline in natural gas rigs, which fell by 3 last week to 102, according to Baker Hughes. "Producers have shed 19 rigs in 11 weeks, and the trend is likely to continue," Rubin says. Natural gas for June delivery is up 1.9% at $2.183/mmBtu. (anthony.harrup@wsj.com) P.S. I have a large position in NatGas and am losing big $ today on the three-day runup 😪. I have been biased short thinking the spike last week was a short covering and will exhaust itself.
UNG
Lamb Weston (LW)
In my humble opinion the sell-off is overdone. The company makes meaningful steps to turn things around. I started with selling a CSP and am looking to add shares.
2026 - A Bad Year in 2nd Year Of Any Presidential Election?
I read some where & also confirmed by my advisor. Typically the 2nd year of any presidential election has much higher probability of being a bad year. Furthermore, one YouTuber went on to say March through October. Not sure how accurate this is. For my husband who is retiring any minute now. We had rolled 5/8th of his 401k into rollover IRA in late December 2025 & early January 2026. He doesn’t have time to recover if the market has any corrections. So it is seating in cash & ready to be: 1). Redeployment into the market in any dip opportunities. 2). Disbursement for monthly expenses How would you handled it if 2026 is your retirement year?
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