The market has taken a sharp downturn. I followed the Community posts for past several months, and per the notes and recommendations, I expected the market to do well in Oct and Nov with a slowing of the market in Dec. So, I bought shares in late Sept and early Oct only to discover that the market is now worse at end Oct than in the beginning. On paper, the value of my investments has decreased more in this month alone than in most of the past year. Is it time NOW to invest? or should we wait until the market REALLY hits bottom??