Where I Want to Be Financially in Three Years In three years, I want to be financially stable, disciplined, and positioned for long-term growth. My goal is to have a solid emergency fund that covers at least six months of living expenses, along with consistent savings and investments that I contribute to every month without hesitation. I want my income to come from more than one source—my primary work supplemented by consulting, business income, or investments—so that I’m not dependent on a single paycheck. Ideally, at least 25–30% of my income will be saved or invested regularly. On the debt side, I want to be intentional and controlled. High-interest debt will be eliminated, and any remaining debt will be strategic—assets or opportunities that generate value rather than financial stress. Overall, I want money to feel like a tool I manage confidently, not a source of pressure. Steps I Need to Take to Reach My Three-Year Wealth Vision To reach that vision, I need to be consistent and deliberate with my financial habits. That starts with maintaining a clear budget, tracking spending, and knowing exactly where my money goes each month. I need to continue building multiple income streams by investing time and skill into opportunities that can grow—whether through consulting, business ventures, or smart investing. Increasing my financial literacy is also essential, so I can make informed decisions rather than emotional ones. Reducing unnecessary expenses, automating savings and investments, and reviewing my financial goals regularly will keep me accountable. Most importantly, I need to treat financial planning as a long-term commitment, not something I only focus on when times are tight. Biggest Obstacles Holding Me Back Right Now The biggest obstacle is inconsistency—allowing distractions, short-term comfort, or busy schedules to pull focus away from long-term financial discipline. At times, I also take on too much at once, which can dilute my energy instead of compounding progress.

No long post today brotherhood on the go go go. Breaking out this baaaad beauty today for a wonderful day ahead. This is a statement maker by the house of Mancera. Black Prestigium is one fragrance that helped me appreciate the rose note. This a a woody rose forward powdery blend with some patchouli making this a dark yet lifted fragrance that performs all day long. Definitely not for the faint of heart as it’s potent and slightly anamalic but it’s such a refined fragrance and one of my top Manceras. I feel this one is outside the Mancera norm and it’s an absolute banger in my book. Hope everyone has a wonderful day!!