That’s rarely the real reason. The truth? Most deals collapse because the investor doesn’t fully understand the structure they’re creating. Creative finance strategies like the Stack Method acquisition strategy is powerful, but this strategy has variables that can quietly kill a deal if you don’t account for them upfront. Here are a few I see investors miss all the time: • Lien position confusion • Exit strategy misalignment – Your exit has to pay back the primary loan & the seller note • Loan due-on-sale clauses – Especially if the primary lender doesn’t allow 2nd lien positions • Balloon payments – If you can’t refinance later, the deal becomes a ticking clock • Seller expectations – Monthly payments sound great until the seller realizes how long the term actually is • Cash flow assumptions – One wrong rent or expense estimate and the numbers break The Stack Method acquisition strategy isn’t “easy deals with no money.” It’s real deal structuring. The investors who win with it understand the moving pieces before they put the deal under contract — not after. Curious… Anyone actively doing Stack Method deals or looking to get into assets with this strategy? What are some learning lessons as an experienced investor? Or What are some burning questions you have about this strategy? Comment below!👇

It came back $90K below the purchase price. - OUCH! Here’s why.👇 This deal in particular was a single family deal, but the same lesson applies to Commercial RE deals too! (Hope this helps anyone NOT make the same mistake!) The seller had added an extra bedroom and bathroom during renovations. 🚨 But none of the work was permitted. 🚨 So when the appraisal was done… The appraiser couldn’t count the additional 1 bed / 1 bath. Instantly the value dropped. 😩 And in Stack Method deals, that creates a big problem. Because now the Transactional Funder may be asked to cover the gap between the appraisal value and the purchase price, on top of the down payment required by the primary lender. That’s a tough situation when the numbers no longer support the structure of this awesome acquisition strategy! Unfortunately this deal didn’t close. 💡But it taught me a simple lesson. Before sending & signing a PSA, buyers should always ask the seller: “Has any work been done on the asset — and was it permitted?” ⭐ Sometimes one small question can prevent a $90K problem. 👋 Anyone closing on Stack Method (Morby Method/ Seller Carry-back) deals? Let's Connect!

***𝐍𝐞𝐰 𝐖𝐡𝐨𝐥𝐞𝐬𝐚𝐥𝐞𝐫𝐬/ investors : 𝐃𝐨𝐧'𝐭 𝐐𝐮𝐢𝐭 𝐘𝐨𝐮𝐫 𝐃𝐚𝐲 𝐉𝐨𝐛*** (at least not yet) I see it time and time again...day after day, year after year. Often new wholesalers / investors that hate their 9-5 convince themselves that "if they could only focus on wholesaling / investing all day, they would be successful". Wrong! This type of flawed thinking has an almost 100% failure rate. These wholesalers / investors wind up with too much time and not enough money. - 1. Its creates a scarcity mindset which is doomed to fail. Not only do you not have money for marketing, but now you have to worry about your bills and living expenses. You can do deals with zero dollars....but plan on that taking you months if you're not already doing it. - 2. You will focus on unimportant things and "die of info consumption". You will get pulled into the trap of YouTube and Facebook groups which are marketing funnels to get you to ask for more and more help. With a job, you only have time to focus on things that move the needle in your business. If you have all day, 90% of what you learn and do is completely useless. - Based on my experience... Newer Wholesalers with a job have like a 10x the success rate Soooo, DONT quit your day job just yet. At least close a few deals first. Special thanks to @ fred

Through taking action, I learned that to really overcome overwhelming feelings I needed to SIMPLIFY everything - my conversations, my processes, my systems, everything. I have been fortunate to partner with others to learn how to be successful while taking action alongside them. 👇Here is an example of what I’ve learned and how I’m applying it to my business: As a Transactional Funder, I fund EMD, Double Closes, and down payments for Stack Method opportunities. I received a last minute EMD funding request for same day funding on one of the busiest days of the year for closing transactions - 𝐭𝐡𝐞 𝐝𝐚𝐲 𝐛𝐞𝐟𝐨𝐫𝐞 𝐓𝐡𝐚𝐧𝐤𝐬𝐠𝐢𝐯𝐢𝐧𝐠 - talk about overwhelming! Did I fund this request?? 🚨 Spoiler alert! - 𝗜 𝗱𝗶𝗱, but here’s how I was able to accomplish this while under pressure. 👉 Asking questions - to fully understand the scope of the borrower’s needs and where they are at in their real estate journey. 👉 Communicating clearly, calmly, and consistently. - This was a high stress experience for the borrower. They needed to get funding TODAY and STAT or they would love this awesome opportunity! Being frustrated or annoyed doesn’t solve anything and being able to help calm the situation to better accomplish the goal is always a priority. 👉 Having clear and simplified steps for the client to follow - I understood my process like the back of my hand and was able to communicate this simply to the borrower. We followed my proven process and we were able to fund this deal within a couple of hours!🙌 The borrower was brand new to the real estate world. It was their first acquisition and they thought asking for money was as simple as sending me the wiring instructions.😅 Funding this deal the same day as requested the day before Thanksgiving was INSANE but this really proved that 1.) knowing your processes, 2.) sticking to them, 3.) having the systems in place to following through on them, and 4.) having the peace of mind everything checked out to fund confidently and safely was possible!! 🙌

When I first got into the property business, I thought I understood what success would look like. I had plans, projections, and expectations, but reality did not match any of them. Behind the scenes, I was facing challenge after challenge: - Deals that didn’t close - Leads that went cold - Time wasted on the wrong prospects - Strategies that looked good on paper but never produced results - And constant pressure to “make it work” I won’t lie, there were moments I wondered if maybe this industry just wasn’t meant for me. But everything shifted after connecting with someone right here in this community. Someone who had been through the same ups and downs…someone who understood the frustration I was dealing with…and someone who introduced me to a different way of doing real estate: Direct Fulfillment. No noise No Confusion No relying on guesswork. Just a clear, structured strategy that actually produces results when you follow it properly. And I can confidently say this: That connection changed the entire direction of my business. The consistency I have now, the performance I’m seeing, and the results I’m enjoying, all came after applying the direct-fulfillment strategy I was shown. Sometimes all you really need is the right approach…and the right person to show it to you. What’s the biggest challenge you’re facing right now in your real estate journey? Be honest, whether it’s leads, deals, confidence, direction, or something else entirely. You never know…your breakthrough might come from the same kind of connection that changed mine. Drop your answer below 👇Let’s talk.