Most financial stress comes from avoidance leading to mismanagement, not lack of money. Your task: Write down: - Monthly income (average) in the hand i.e. after tax - Fixed costs - rent, food, power, petrol etc. - Variable spending - average you spend on non-necessary things e.g. subscriptions, eating out, clothes - Savings / debt - totals Then ask: “What would need to change about my money behavior to align with my values (and ensure I don’t spend more than I earn)?” Post below: Share one realization you had (no numbers needed).

"It's just not working!" If you feel like you’ve been “into self development” for a long time but you’re frustrated with the lack of change (or how long it’s taking to improve), this is for you. I’m going to help you figure out why all that content you’ve been consuming - videos, podcasts, articles, courses, programs - is NOT translating into a new life. read more here... Or listen to this;

This reminds me when I was a child when I would shy away from things because I did not know what was on the other side. Here I was six years old in the kitchen and my dad stood in front of me and said "Go play with the kids at the playground. Make some friends you'll have fun." I immediately shot back with "But daddy I'm scared. What if the kids don't like me?" He replied, "Boy go to the playground and have fun." "Yes daddy", I replied and walked out the door. As I was walking towards the playground I felt my heart pounding and then I started thinking to myself "man what if they don't like me?" I got to the playground and all the kids were playing on the swings and there were a lot of swings. I found the first free swing, ran and jumped on it and started swinging. But then I noticed that the other kids were jumping out the swing. So I got halfway up and jumped out the swing myself. That's when the unexpected happen for me. The other kids laughed and smiled and yelled at me "do it again, that was so cool!" I spent the rest of the afternoon swinging as high as I could and jumping out of the swings. I got along with the kids and they liked me and I liked them. Every time I jumped out the swing it felt like I was flying. I learned two things that day. I learned how to fly by swinging and I learned that what was on the other side of my fear of the kids not liking me was pure bliss. But I had to walk to the playground in order to find that out. I recently started implementing Daniel's goalsetting from his book The Legendary Life. I have momentum going in my life right now. But now a new problem has emerged. I feel the fear of my dream life starting to come into focus. WTF?!? 😳 This has caught me off guard. Well........... I gotta be like the six-year-old me and walk to this playground of my dreams, get on the swings so I can jump out and learn how to fly. Maybe this time too, I'll find out that making my dreams a reality can also be pure bliss.

If your day has no structure, your emotions will make all your decisions. We know how that goes! Discipline is doing what you know you should do, instead of doing what you feel like doing right now. Your task: Design: - A minimum viable morning routine (10–30 mins) - A simple shutdown routine at night (The Morning Routine course in the Classroom will help with this). Include: - One physical action, e.g. exercise in morn, stretching at night - One mental action, e.g. meditation in morn, journaling at night - One integrity action (something you usually avoid), e.g. cold shower in morn, quality time with kids at night Post below: Your morning routine plan... and the thing most likely to derail it.

Motivation is unreliable - too emotional to depend on. Discipline is different; it's a rational decision to do what is RIGHT rather than what feels good in the moment. Answer honestly: 1. What do I wait to “feel ready” to do? 2. What would disciplined action look like instead? Then choose one reminder you’ll follow regardless of your mood. E.g. I will often ask myself, “What is the best thing to do right now for my future self’s success?” Post below: “My discipline principle for this year is…”