I've been thinking about this for the last bit What would be the first three things I would tell someone starting their finamcial investing journey to do? I came up with. 1. Get to understand your financial picture. What income, expenses, debts, benefits do you have? 2. Why are you investing? What's your goal or goals? 3. Are you leaving money on the table now? Either free money or money you are spending on stuff that you do not need or are not enjoying? Any other thoughts? Anyone want to have an investing chat?

There's a lot of grief going around. For my love ones. For the world. Wanted to post some helpful tips. If you have any please feel free to add yours. My Grief Tips Grief is not a "process" with a finish line or time limit. It’s often a mess, exhausting, and non-linear. Whether you are going through it yourself or supporting others, here are some ways to manage the weight. 1. Radical Self-Compassion When you’re grieving, your brain is functioning differently. It’s common to experience "grief brain" forgetfulness, brain fog, and a total lack of focus is a real thing. * Lower the bar: If all you did today was hydrate and breathe, accept that. * Release the "Shoulds" The idea that you should be over it by now or should be acting a certain way. - Allow for the physical toll: Grief is physically taxing. It often shows as muscle aches, exhaustion, or a weakened immune system. Try to sleep when you can. 2. Coping Strategies Sometimes you need "survival mode" tactics to get through the first few months. * The 15-Minute Rule: If a task (like cleaning or answering emails) feels impossible, set a timer for 15 minutes. When it beeps, give yourself permission to stop. * Externalize the pain: Grief needs release. Journaling, art, or even physical movement (like a long walk) helps move the energy out of your body. * Designate a "Safe Person": Find one person you don't have to "perform" for, someone you can sit with in silence or sob in front of without feeling the need to apologize. 3. Supporting Others If you're watching a friend grieve, avoid "Let me know if you need anything." It puts the burden on the person who has the least energy. * The "Low-Stakes" Check-in: Send a text that says, "I'm thinking of you. No need to reply." This removes the social obligation to perform. * Specific Offers: Instead of asking what they need, offer specific actions: * "I’m going to the grocery store, what can I drop off for you?" * "I’m free Tuesday to come over and mow the lawn and pick up your laundry"

For a lot of my clients they really have a challenge starting new habits. We often don't account for the fact that we're not just starting a new habit.. we're trying to end the old one. Start smoking = breaking the smoking habit. Getting physically active = breaking the habit of being physically inactive. Eating healthy = breaking the habit of eating unhealthy. I find it best if you're having a rough time to acknowledge that you are starting a new habit and breaking the old one. I also suggest you do the easy mode version of the new habit. Example. if you want to get physically active and you know the goal is spend three one hour sessions a week at the gym. Start with three 15 minute active workouts at home per week. This helps you break the old habit and start the new one. Anyone have any tips that helped you when you were having a hard time breaking an unwanted habit or starting a new one?

It's often said "your focus shapes your reality" . I agree with this. Not in the sense that your focus is making the snow fall outside or the money in your bank grow. I agree in the sense that focus shapes how we experience reality. If I focus on how cold it is I can't see or be fully satisfied in the beauty of the snow. If I'm always worried about having enough money, I can't enjoy what I do have. I've learned for myself that my actions follow my focus. Funny I learned this from racing. If you stare at the wall on a hard corner.. you are much much more likely to hit it. If you stare at the line you want the car to follow you're more likely to go where you looked. What's an area of life where you could try shifting your focus?

We need to make sure we’re making time for fun and play, not just "catching up"? Any fun ideas?