Exploring Other Income Streams · Invest & Retire Community

Jul '25 (edited) • Monthly passive income

Exploring Other Income Streams

Is anyone here investing a portion of their portfolio into alternative income-generating assets?

I recently read The Income Factory: An Investor’s Guide to Consistent Lifetime Returns by Steven Bavaria. The core idea is to invest in higher-yielding instruments like CLOs, CEFs, BDCs, and similar assets that collectively generate reliable income—typically in the 8–12% range. Some yield more, some less, but on average the portfolio can earn around 10%.

Following Bavaria’s framework, I built my own “Income Factory” made up of 40 tickers. So far, it’s producing an average yield of about 10.4%, and interestingly, the portfolio is also up about 8% YTD.

Is anyone else doing something like this? What are some other ways you're putting your money to work and generating income?

10 comments