Announcing October 2025 dividend 1.7% (20.5%)
- Tuition sign-up revenue $105K (compared to last year $57K) for October 2025:
This represents a 84% increase in revenue compared to prior year. We lowered our cost per acquisition significantly with the new system.
This is also the first month where the tuition sign up revenue broke past $100,000 per month.
The $100,000 a month journey is interesting as it makes us question what we fundamentally know about advertising and customer support. But also, how our students would like to join the program and the kind of support we can provide.
For November, we are also doing well with Black Friday sales.
- AI investing model running as expected: As the market is generally going up in October, so did our investing model and return. We continue to focus on getting exactly the model return with less than 1% deviation in October.
For November, we had a week where we had some deviation due to a larger position size but it will be corrected in December.
- Investment Manager set up - BranchPoint Asset Management: We are working with lawyers, tax accountants and auditors across US and Canada to set up the right structure to manage the US hedge fund.
For the investment management company, it will be named BranchPoint Asset Management.
BrachPoint represents a data science concept and one of the key ideas in our machine learning algorithm to invest in the market.
In other words, we are a data science-first investing company.
Our plan is to use BranchPoint to charge a 0.5% management fee which is super low to cover mainly administrative expenses while we prioritize proviidng a net 20% return (1.67% per month) to our fund investors.
Our legal team is working to prepare the investor package in early 2026.
So the minimum investment is $200,000, and we would target $3,340 in distribution per month, which would be a significant boost to your retirement
The most tax-efficient way is to use your IRA or Roth IRA account.
We have a waitlist of investors and the first fund can accommodate 100 investors.
Cheers,
Eric
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Eric Seto, CPA, CIM