Jun '25 • General discussion
Going all cash?
I am about to go ALL CASH for one of my portfolio (the aggressive one).
When deciding on how much cash you want to hold, you need to determine the kind of portfolio it is.
For my kids' portfolio, I leave it alone. I contribute. I invest once a year. I leave it alone for 20 years. Done.
For my active portfolio, I get in and out of the market based on various technical and fundamental analyses.
So the question is - how much cash should I hold?
The better question is -
The Fed looks like it is about to cut rates - how much are you willing to wait around?
When I change the question to "how much are you willing to wait around?"
I believe my desire to hold cash greatly increase.
I think a reasonable % as cash should be between 20% to 50%, given this is a recessionary year.
For this specific active portfolio, I will go 100% cash.
We are CLOSE to the top but not yet - we might still have one to two more weeks remaining. But I am not going to wait around much longer for that.
Cheers,
Eric
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Eric Seto
Chartered Professional Accountant (CPA)
Chartered Investment Manager (CIM)
Founder of 5MinInvesting.com
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Going all cash?
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