I read some where & also confirmed by my advisor. Typically the 2nd year of any presidential election has much higher probability of being a bad year.
Furthermore, one YouTuber went on to say March through October.
Not sure how accurate this is. For my husband who is retiring any minute now. We had rolled 5/8th of his 401k into rollover IRA in late December 2025 & early January 2026. He doesn’t have time to recover if the market has any corrections. So it is seating in cash & ready to be:
1). Redeployment into the market in any dip opportunities.
2). Disbursement for monthly expenses
How would you handled it if 2026 is your retirement year?