I took note from an investor(youtuber Felix) how to prepare for a crash. Things we can do right now: 1. Assess your risk. Ie. Diversify your asset class. 2. Take some profit on Winners or set stop loss 3. Rebalance to defensive positions 4. Create your crash shopping list 5. Tight risk management (avoid leverage) 6. Control your emotion. I think we can have a 15 to 20% big correction day (or week) but not a prolong market crash in 2026 that most people fears. Can you share one good defensive stock that you know can be a good play in 2026? For me I picked Pfizer, Verizon and Vici.

While the indexes are still holding up, we are seeing a fundamental shift in sectors. Recently, MSFT, AAPL, META, V, MA, and INTU have been dropping. This shift, while the NASDAQ 100 and S&P 500 is steady, shows that capital is still within the top 100-500 stocks. But capital is shifting ​between different sectors. ​While it can be tempting to buy now, it is better to wait for Fed reserve interest rate announcement along with Feb earnings to make a decision. So what's important is to hold a good amount in cash to wait for the stocks to settle Cheers, Eric --- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In January, my goal is to help 10 people with no financial background build a real foundation in investing through Investing Accelerator. Investing Accelerator is an education program designed specifically for people who didn’t come from finance. We focus on financial independence — understanding how investing actually works, how decisions are made, and how to build repeatable approaches instead of guessing. Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free The program has two parts. In the first phase, you learn long-term investing:how markets work, how to think about growth, how to manage risk, and how to build strategies designed for long-term compounding. In the second phase, you learn monthly income strategies:how people structure portfolios for cash-flow, consistency, and real-life planning. If you’re interested, you can hop on a call to see if Investing Accelerator is a fit. During the call, we’ll walk through where you are today, what you’re trying to build, what gaps exist in your knowledge or structure, and whether this program realistically supports your goals.

In Investing Accelerator, we are starting a new monthly prize pool for top 10 most active members Congratulations to the following 10 people for being the most contributing members of the community: 1) @Monica Bernard 2) @Lindsay Talbot 3) @Rong Zhou 4) @Sharon Yuen 5) @Kevin Esmati 6) @Sukhwinder Dhanoa 7) @Cris Bob 8) @Sa L 9) @Sandra Van Den Ham 10) @Velle SG I (Michael) will contact you in the chat to provide you with the gifts. You will receive: - 1 share of NFLX $93.94 USD To show proof of purchase, you must post in the community that you received the share. For next month January, the prizes will be: - 1 share of CROX Historically CROX had a good trend but currently at a deep discount. This is likely a long term investment as the bottom forms As the overall market is correcting, we will likely see the bottom near end of September You can be the next top contributor for the next 30 days (https://www.skool.com/investing-accelerator/-/leaderboards) Investing Accelerator Incentives: Get Richer by Helping Others Succeed 1. 🎁 Join Investing Accelerator for Free: Share the "How to Join Investing Accelerator for Free" guide with a friend. If they join, you both earn the referral fee. Learn More (https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free) 2. ⏱️ Speed & Success Bonus: Complete the program within 90 days and pay off the remaining balance to get 10% off the balance. 3. 📈 Trading Milestone Rewards: