🐻 What is a bear trap? It's a price movement that appears to be the start of another bearish wave, but in reality, it's the very beginning of an uptrend. 📉 Sellers get confused and think another plunge is incoming. All this happens while the price is skyrocketing above recent resistance levels, collecting liquidity on the way. ✅ When you see a bear trap, the best you can do is to buy at the retest of the resistance levels that used to be a support. Look for confirmation on smaller timeframes or seek reversal candlestick patterns. ❌ Your Stop Loss should be below the support (fakeout), as shown in the figure. Take-profit levels can be forecasted via Fibonacci levels, or you can place them near a distant resistance level.

For monthly income there are many strategies such as CSP, CC, Credit Put Spreads, dividend stocks and ETFs. In this community, I learned about Roundhill ETFs that pay weekly dividends. I tried one of their product and sharing my results with all of you. I bought QDTE in April 2025, when market was dropping, good timing by chance and sold it in August. After holding it for almost 4 months here are my returns. Total Dividend: $116.09 Tax Paid: $-17.35 Net dividend: $- 98.74 Capital: $1047 4 months : 9.4% Stock app : 16.7% As I am a non US resident, I paid 15% in taxes. My after tax dividend return is 9.4% in 4 months and stock price increased by 16.7%. In total my return was 25% i.e. 6.25% monthly. This ETF has performed well since it's inception in March 2024 (bull market). How will it perform in bear market needs to be seen.

- Dec 31 is Warren Buffett's last day as CEO of Berkshire Hathaway - He started in 1965 with the stock at $19; today it's up 3,950,000% to $750,000 per share 5 Buffet quotes to ponder - “Rule No. 1 is never lose money. Rule No. 2 is never forget Rule No. 1.” -“The most important thing to do if you find yourself in a hole is to stop digging.” - “Price is what you pay, value is what you get.” - “Risk comes from not knowing what you are doing.” - “Today, people who hold cash equivalents feel comfortable. They shouldn’t. They have opted for a terrible long-term asset, one that pays virtually nothing and is certain to depreciate in value.”

Wishing everyone a great new year. Stay safe, focus on your health and invest wisely in 2026.

Right before the end of the year, something caught my attention in the commodity markets. Usually, I am not a big fan of commodities as I ​only invest when there's a commodity super cycle. However, silver has gone up 160% in the last 12 months ​ Why is that? Jan 1 2026 - China is implementing an export license (as a method to control) silver exports. This applies to silver and other precious metals that tech companies need. This would directly target data centers, chips, and electronics. ​Right now, we are seeing a mad rush to purchase silver right before the export control becomes effective on January 1 2026. ​However, as an investor, I don't think it is worth it to jump into silver right now because these policies can change on a whim. For example, China can come out tomorrow and say the export contorl is delayed or it is not as bad as we imagined. ​ But it is important to keep track of this export license control because it might impact the profitability of tech companies (which means the overall market might go down)​​ Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In January, my goal is to help 25 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free