Quick lender question for the group — · Transactional Funding Hub

Quick lender question for the group —

I've got an investor with a paid-off 9-plex (commercial-zoned), fully rented, ~$5,400/mo gross, 750+ credit, historical rents available. He wants to pull out ~$300K (cash-out refi / DSCR).

The snag: he's trying to avoid a full interior appraisal — the building's fully rented so tenant coordination is a headache, plus the ~$2K cost.

Two questions:

At ~$300K on a commercial-zoned small MF, is a full appraisal always required, or will some lenders accept a desktop / AVM / exterior-only valuation?
Anyone have a DSCR or bridge lender that's flexible on valuation for this profile?

Appreciate any lender names or pointers. 🙏

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Quick lender question for the group —