Prospective Morby Method - Mixed-Use Property

I’ve never structured a Stack/Morby finance deal before, and this client came to me because she’s fairly new to the strategy as well. I’m trying to determine whether this is something our DSCR lending partners would even entertain or if it needs to go a different route.

Scenario:

Arkansas mixed-use property (2 bed / 1 bath home that’s move in ready that is sitting on 10 acres with a turnkey dog boarding/grooming facility). Sellers are going through divorce and have to sale off assets.
Appraised value: approximately $350,000 (appraised within last 6months, but would need to verify that with sellers)
Purchase price: $210,000
Seller receives $140,000 at closing to satisfy the existing mortgage
Seller credits $10,000 toward buyer’s closing costs
Seller carries the remaining $60,000 in second lien position
Buyer attempted to purchase property using Morby Method in May, but deal did not follow through due to previous private money lender backing out due to lack of capital.
Prospective residential tenant already ready to sign a $1,000/month lease at closing if Buyer obtains the property.
Kennel previously leased for $2,000/month but the lease ended recently due to the seller’s divorce and needing to sale the property
Buyer is a real estate investor who typically flips, but has 40 years of experience in dog grooming, boarding, and training and plans to stabilize the property before refinancing into long-term financing.

My main question is whether any of your DSCR lenders will finance a mixed-use property structured like this with a seller carryback in second position, or if this is better suited for a commercial bridge or another creative financing product. Any guidance from those who’ve closed similar deals would be greatly appreciated. Reason for the question is I know sometimes mixed-use properties can throw up red flags to some lenders. Thanks!

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Prospective Morby Method - Mixed-Use Property