Paying discount points is not automatically “smart” or “bad” — it’s a math decision. The real question is your break-even point.If the monthly savings don’t outweigh the upfront cost before you sell or refinance, the points didn’t do their job. Simple rule of thumbCost of points ÷ monthly savings = months to break even If you plan to stay long-term, points can make senseIf you plan to move or refinance sooner, cash may be king This is exactly why strategy matters more than rate shopping. Drop a 🧮 if you want help running your numbers.

Lets hear some recent wins - big or small. Maybe you finally closed on a home, or maybe getting out of bed today was you win! Comment below.

It's almost the end of the year. Some of us are in a hurry to offload properties, or maybe even find something to buy before the year is up. I'm working hard on both to be honest. What about you?

We’re growing and need more killers on the team. If you don’t like working, hate money, or still need your mom to wake you up in the morning… this ain’t for you. Remote Jobs - Cold Callers (aka professional interrupters) - Text Message Ninjas - Door Knockers (we give you the routes — no wandering like a lost puppy) - Dispo Manager (sell deals like your life depends on it) In-House Jobs - Social Media Managers (if your thumbs are already in shape, perfect) - Real Estate Agents (Must have closed 5 deals in 2025, willing to switch brokerages and work leads we bring in) - Loan Officers (Must have a book of biz will provide additional leads daily) Apply.

Been doing a ton of home tours. This month. Quite of a a few home owners just stay and watch TV while we tour the home...its interesting to say the least. Anyone else experience this?