Here are a few things most people misunderstand. 1. Credit profile matters more than credit score This client had a charged off account. About $2,500. Around 3 years old. On paper that scares people. But the rest of the profile was strong.5 years of history. Perfect payment history overall. 8 credit cards with roughly 100k in total limits.3 personal loans, all paid on time. They barely cleared the cutoff with a 695, but the profile carried them. 2. Business financials increase fundability They had tax returns. That alone helped waive some requirements. Not always mandatory, but it absolutely helps when you have it. 3. Existing banking relationships matter more than people think Applying with a new bank? Large deposits and real account activity make a difference. Banks like familiarity. They like motion. Most people focus on one piece and ignore the rest. That’s why they get stuck. If you’ve been close but keep getting told no, it’s usually not one thing. It’s the full picture. 👉 Curious which part of your profile is actually holding you back?

Welcome, welcome to the community 👋 🎉 I promise you that I'll teach you how I got over a million dollars in funding without ever showing a single tax return. But first... Pls, introduce yourself 😁 Cheers! 🥂

Fiduciary responsibility means you have a legal and ethical duty to act in someone else’s best interest, to put their needs before your own. But here’s the catch…Most financial professionals don’t have that responsibility. Especially business loan brokers and credit stackers. No license. No legal obligation. They can sell you something today and disappear tomorrow and nobody could stop them. That’s not how I move. I’m actually held to a higher standard. NMLS 2507482. I’m licensed, regulated, and legally accountable for the advice I give and I still turn away more clients than I take on. Why? Because my parents got burned by bankers. They didn’t speak the language. Nobody translated a thing for them. They signed papers they didn’t understand and we almost went homeless. That’s when I realized something: These bankers weren’t helping people. They were hunting them. So now I beat them at their own game. I build funding the right way, with transparency, real education, and protection. I’ll never trust a banker. Most of them are worms in suits, selling products they don’t understand to people they don’t care about. And the unlicensed funders who only chase commissions? Same thing. They lie because they know they can get away with it. That’s why I do this. Not to play the system, but to master it and protect people who’ve been played by it.

If you are reading this...then that means you are one of my early supporters. And I cannot thank you enough for supporting me. Entrepreneurships is a very lonely journey. Big dreams nobody around you understands. People you love looking at you like you are crazy. That fire in your chest burning so hot it almost hurts. I have been there. As a grown man I have cried out of frustration, anger, pressure, all of it. There were nights I felt like I was carrying the whole world on my back. But every time, God or the universe or whatever you believe in dropped the same lesson in my lap. Be grateful for the challenges. Be grateful for every wall you hit. Be grateful for every moment that forces you to grow. That is the life of an entrepreneur. Solving the problems other people run from. Walking into the fire instead of avoiding it. And the beautiful part? You are already doing it. You are not stuck. You are growing. You are building. You are raising your hand saying you want more out of life! And that alone puts you ahead of most people. Thank you for being here early. Thank you for believing before everything is polished and perfect. This community is yours for life. With Love & Respect David R.

The Tradeline Secrets AI (free) helps you fix your business structure and credibility so you don’t get denied for basic setup issues. Once your structure is clean, the Funding AI takes over. The Funding AI: - knows everything the Tradeline Secrets AI knows - builds a funding plan and approval path - shows what to apply for, when, and in what order This is where business credit turns into: - real cards - real lines - real limits If you want to move past setup and into funding without guessing, the Funding AI is the next step. 👉 Upgrade when you’re ready to execute.