Everyone is a lender/broker these days
Very few can actually get it done. I get it done...we get it done. She owns her home free and clear. No mortgage. Clean title. But there's a co-owner on the deed that wants to sell. She doesn't. And if she can't buy them out, she loses the property. She talked to 15 different lenders. 15. Not one had a solution. We figured it out in a single text message introduction. Business purpose mortgage on the free and clear property. Pulls the equity out. Uses it to buy out the co-owner. She keeps the property. Then we flip the whole thing into an income producing asset. The area she's in does $10K+ per week on Airbnb. So we didn't just save the property. We turned a problem into a cash flowing machine. That's the difference between someone who knows products and someone who actually knows funding. Most people calling themselves lenders and brokers out here are just order takers with a license.