Hey guys, I am looking to have my credit score and report to rescore since I paid off 2 cards and the bank has not cycled yet. Are there any other options other than Rapid Rescore to do this?

Yes you absolutely can! Part of VIP is free credit repair for the year. You won't need a whole year to learn how to repair your own credit. Usually after 1-4 weeks of serious study you will learn my method. Here I was on a private VIP call. And I gave them the exact attack flow for the next 12 months. Then I went into the training on how to write their letters as well. And they paid $697 for this. Now let me break down what you're actually getting for that $697. Most credit repair companies charge $99-$149/month for 6-12 months. That's $600-$1,800 out of your pocket, and sometimes they don't even get any deletions. You're getting the repair included AND you're learning how to do it yourself, forever. That's a skill you keep for life. Never pay for credit repair again. Then there's the funding side. Most funding consultants charge $3,000-$10,000 as a flat fee, or 10% of whatever you get funded, which on $100K+ in approvals can easily be $10,000 or more. You're learning how to stack your own funding without paying someone every time you want to go back to the well. Credit repair savings alone: $600-$1,800+ Funding fee savings: $3,000-$10,000+ Combined value of what you'd pay elsewhere: easily $5,000-$12,000+ And that's just the first round. Because this isn't a one-and-done service where somebody does it for you and you're back to square one. You're learning how to fish. Credit repair, funding strategies, bank scripts, stacking logic, all of it becomes yours permanently. I could easily price this at $17,000 or more because it's not just implementation, it's a lifetime skill. That's priceless. But it's $697. I really do want everyone to win. And I will give you everything you need. But I'm not going to sit here and convince you. The numbers speak for themselves. $697 for skills that save you thousands every single time you use them, for the rest of your life. The only question is whether you're going to keep paying other people or start paying yourself.

Score: 796 - 3 credit cards Bank of America: $8.5K Apple Card: $9.4K Authorized User: $8.5K - - Auto loan (open and paying) - One auto loan closed & paid - Last hard inquiry: April 2025 - Average age: 3 years 3 months - Business relationship: only with Bank of America She already had 2 cards totaling $22K. Last week I got her one more for $11K and combined the limits → now $33K, which is what she needed for the moment. My approach: Add Amex (personal) – 1 card - Add Chase (personal) – 1 card - Then wait 6 months to go for funding - I also advised her to open more bank accounts with other institutions to build relationships. What do you think? @David Ramirez

Look forward to being a member of the group