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Owned by David

Tradeline Secrets

252 members • Free

Build business credit and secure high-limit funding. Powered by two specialized AI agents.

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AI Automation Society

203.1k members • Free

29 contributions to Tradeline Secrets
Unlock Business Credit Without Dropping Thousands
Let me save you 2 to 3 thousand dollars real quick. Prime Corporate Services wants $2K+. Fundability’s out here charging $497 a month like you're renting a damn spacecraft. And it’s all for info that should’ve been free from day one. So here’s the real play. No jargon. No smoke. Just imagine me leaning over the table like, “Bro, do this and watch what happens.” 📢 THE STACK THAT BUILDS YOUR PAYDEX WITHOUT GETTING ROBBED ✅ Step 1: NAV Prime Build Plan ($49.99/mo) Grab this in Month 1. It reports as a tradeline, tracks your business credit, and stops you from building blind. You buy it and boom, that’s your first reporting account. You’ll feel the foundation click into place like tightening the first bolt on a machine that’s about to print money. ✅ Step 2: Get 2–3 NET30 Vendors (Month 1) Most people complicate this. Don’t. Apply, order something small, pay it early, move on. Recommended vendors: - U-Line - Summa Office Supplies - Business T-Shirt Club - Quill - Staples - Grainger - Crown Office Supplies Pick 2 to 3 and actually use them. Think of it like planting seeds.Every invoice you pay is water, and your Paydex score is the tree that shows up later like, “Yeah, I’m here.” ✅ Step 3: Gas Cards (Around Month 5) Once your NET30s start reporting, you level up. Options: - AtoB (if you’re doing 2K+ a month, they’ll play ball early) - WEX - Conoco - Fleet Cards USA Here’s the little cheat code no one tells you: If your business is already pulling money Month 3 or Month 4, show bank statements. Approvals get way easier. Makes your business look like it’s actually moving, not chilling on the couch watching daytime TV. ✅ Step 4: Maintain + Pay On Time This is where people fumble the bag. You can’t build credit while treating due dates like polite suggestions. Use your accounts. Pay early. Stay consistent. Give it 2 to 4 months and your Paydex score pops out like, “So what’s next?” Simple. Predictable. Repeatable. Exactly how business credit should be.
Unlock Business Credit Without Dropping Thousands
1 like • 12h
@Audrey Thomas I don’t mind putting something together for you Because Paydex really is not needed but I always give people what they want However I help best when I have more details on where they want to go and why
0 likes • 6h
@Audrey Thomas okay are you building a Paydex to get business financing down the road?
Business Credit 101
Most people try to “build business credit” before they even have a real business. I used to think the same. I was chasing trade lines and vendor accounts instead of fixing my personal profile. Here’s the truth: your personal credit is your business credit at first. The banks use it to judge you. Step one: fix the foundation. 680+ score, five primaries, low utilization. Then stack business cards that don’t report personal. Simple rule: qualify yourself before you try to qualify your business.
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How to Use Tradeline Secrets AI
Most of you are sleeping on this tool. It's trained on the entire course - Paydex, business credit, all of it. And it's sitting right there in the intro section waiting for you to use it. Here's what it does: Step-by-step guidance - Want to build Paydex? It walks you through the exact process. DUNS number, Net 30s, gas cards, timing - everything. Credibility diagnostic - This is the first thing you should run. It'll catch the mistakes that get you auto-denied. Mismatched addresses, virtual address issues, EIN problems - it finds them before lenders do. Real-time problem solving - Stuck on something from the videos? Ask the AI. It'll break it down differently until it clicks. It's literally free with your standard plan. No extra cost. The AI sometimes repeats questions (it's AI, it forgets), but it knows the entire system. Use it to clarify, troubleshoot, and move faster through the material. And listen...invite everyone you know to this community! Companies like Prime Corporate Services charge thousands for this exact information. I'm not here to gatekeep or run schemes. My money comes from selling loans, not overcharging people for knowledge that should be accessible. I'm just trying to help people build real credit and real businesses. Video's in the intro section. Watch it. Use the tool. Share it with people who need it. Stop guessing. Click here for Tradeline Secrets AI
1 like • 7d
@Erik Larson good for you
0 likes • 2d
@Towana Garrett you’re welcome
Doing homework at work
Got this message today and man, this hit different. Someone going through my personal credit guide. Doing homework at work because they're prioritizing their future over a paycheck. I worked my butt off on that guide. Made it comprehensive on purpose. No gatekeeping. Free. Because it's the right thing to do. I had no one to teach me this . I spent hours, months, years learning on my own. I even paid for courses and programs that still didn't give me what I needed. Same recycled info everywhere. Surface-level tactics that stop working the moment the banks catch on. All the info that actually moves the needle was hidden. So I made sure mine wasn't. I put the FUNDAMENTALS in there. The stuff that doesn't matter if a credit hack goes away tomorrow. The full sauce so you can always execute, no matter what changes. When someone messages me saying "No one laid it out as thorough or organized as this" that's the whole point. That's exactly what I needed when I was figuring this out and couldn't find anywhere. Proud of everyone in here actually putting in the work. This is what it's about.
Doing homework at work
1 like • 4d
@Cynthia Haymon glad you’re using it and any feedback let me know
💼 Business Credit Guide + AI Combo Breakdown
📘 Core Guide that teaches you how to build business credit and is free 💳 Credit Stacking Guide that teaches you how to get real business funding (business cards, business lines of credit, and more) and is a paid upgrade Here’s what you get with standard plan: ✅ Skool community ✅ AI that walks you through the guide ✅ PDFs if you prefer reading ✅ Full business credit building strategy 🧠 How It Works I built two guides that work together: 1️⃣ The Core Guide Teaches you how to build your business foundation the right way. You’ll use the Tradeline Secrets AI to help with this one. 2️⃣ The Secrets of Business Credit (Credit Stacking Guide) Shows you how to stack credit strategically once your foundation’s solid. You can use the Funding Agent AI to help you execute the stacking strategy. The Funding Agent AI knows everything the Tradeline Secrets AI knows —plus, it can actually run the plays that unlock higher limits and faster approvals. 💬 I’m constantly upgrading both AIs, so if you’ve been using them —drop your honest feedback below 👇Tell me what’s smooth, what’s confusing, and what could be better. Just doing my part to help people move smarter, get funding faster, and build real leverage. Thanks 🙏 P.S. - Remember this is an academy. Meaning that its up to you to make this work. The AIs replace me so that you don't have to pay me for consulting if you don't want to. You will get results if you put in the work.
1 like • 11d
@Herla Parra you're welcome!
1 like • 4d
@Lakeshia Griffin absolutely, let us know how we can help
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David Ramirez
5
267points to level up
@david-ramirez-3266
I'm a business loan broker. My goal is to make business credit more accessible and clear. Only actionable knowledge instead of theory.

Active 3h ago
Joined Aug 17, 2025
Arizona, USA
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