Here’s what to do next: 1. Watch the short video below 2. Have the free AI run business credibility check 👉 Tradeline Secrets AI 3. Book your Free 1-1 Onboarding Call Have fun & let's get rocking! /David R. & The Tradeline Secrets Team ( @David Ramirez & @David Ramirez ) PS: Are you pumped to be here?

I will also upload to YouTube. Below are notes by Fathom Meeting Purpose Q&A on business credit, funding, and credit repair strategies. Key Takeaways - Personal Credit is Key: Business funding is primarily secured with a strong personal guarantee (PG), not a business credit score like Paydex. The ideal profile requires a 700+ score, low utilization (<10% per card, <20% overall), and a clean history. - Funding Unlocks with Time: The type of funding available depends on a business's age. New businesses (0–12 months) are limited to unsecured business cards, while established ones (2+ years) can access more traditional loans and lines of credit. - Strategic Credit Repair: Effective repair requires custom letters using the "Damages, Facts, Penalties" framework to bypass automated bureau filters. Generic templates are often flagged as third-party disputes and ignored. - Real Estate Funding Tactics: Business cards can fund real estate deals by liquidating funds via Plastiq for earnest money or down payments. Transactional lending (EMD loans, double closes) provides alternative gap funding. Topics The Problem: Misconceptions & Ineffective Tactics - Paydex is Misleading: Building a Paydex score is often sold as a prerequisite for business funding, but it's not. Lenders rarely check it, and applications don't request a DUNS number. - Generic Templates Fail: Standard credit repair templates are ineffective because automated bureau systems flag them as third-party disputes and send stall letters, denying the dispute without review.

So after seeing the post from earlier about the AI Funding Agent moving to Premium it caught my attention enough to book a call w/David. We hopped on a Zoom and I literally asked everything I needed to ask. i didn’t feel rush, he didn’t talk over my head, and didn’t dodge a single question. He really took the time to explain how the system works and how it fits both personal and business credit strategy cuz I have interest in both After the walkthrough, it was a no brainer to upgrade. I also decided to start mentorship with him because the level of knowledge he has and the way he explains things is hard to find in this industry especially at the current price point he has it at. I’m excited to learn and build inside the program. Tysm again David! I appreciate you.