13d (edited) • ❓Questions
Family, I’d like your opinion on this profile:
Score: 796
- 3 credit cards Bank of America: $8.5K Apple Card: $9.4K Authorized User: $8.5K
- Auto loan (open and paying)
- One auto loan closed & paid
- Last hard inquiry: April 2025
- Average age: 3 years 3 months
- Business relationship: only with Bank of America
She already had 2 cards totaling $22K.
Last week I got her one more for $11K and combined the limits → now $33K, which is what she needed for the moment.
My approach:
Add Amex (personal) – 1 card
- Add Chase (personal) – 1 card
- Then wait 6 months to go for funding
- I also advised her to open more bank accounts with other institutions to build relationships.
What do you think?
4
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Family, I’d like your opinion on this profile:
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