In Investing Accelerator, we always focus on getting 30% per year. Whether it is an individual investment, monthly passive income or index funds, we want 30% per year. But even if you are not part of Investing Accelerator yet, I want you to have a secure retirement. I want YOU to have 15% yearly portfolio growth for the next 10 years. ​So here's a simple index fund combination that can achieved this result: SPY + QQQ = 15% per year If you go to Yahoo Finance and look at the return for the last 10 years, you will find investing in SPY and QQQ will get you more than 15% per year. This simple and effective index fund combination alone will help you get 15% yearly growth. ​​​Perfect for long-term set-and-forget portfolios. ​ Cheers, Eric --- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com Free webinar - how to get 30%: https://5mininvesting.com/free-case-study/ In May, my goal is to help 20 people without a financial background to master investing. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. If you are interested, then let's hop on a call to see if you can benefit from the strategies in Investing Accelerator and get 30% per year. During the call, we will map out exactly how you can achieve 30%, what you are lacking, how you can improve. If you have any questions about the program, you can ask during the call as well. Schedule a call here: https://bit.ly/48mJlgR

I have a few trading accounts most follow the calendar spread. Returns beat the market on a yearly basis. I have one that does not do to IRS and brokerage limitations. I am not able to do spreads. I can buy/sell, cash secure puts and covered calls. I tweaked this account to only trade leaps on five companies, rebalance anytime the option price lets me sell or buy with staying at the set allocation balance that's established each calendar year. To my surprise this has done dramatically better up 94% for last year, and already up 24.21% Everyday we are learning and new methods can be developed. If I see another double this year big changes will be coming..

+/- 8.1%. 530.78 or 451.37

I’m looking to start a trading company soon that can potentially manage your capital and provide a decent return. I value the feedback in this community and wanted to know what works best for you. Which option do you prefer the most? Please vote and let me know! 1. 3-5 year Bond with a fixed 12% interest rate investing in the trading company. So you get 1% interest income monthly. If the company goes IPO one day, it can be converted into shares. The return for a bond is the most certain. 2. Preference shares with a dividend between 12-24% investing in a fund. So you can get 1-2% per month depending on the fund performance. During down months, the return will be closer to 1% per month. The return will fluctuate between 1-2% per month. 3. Managed account - No fixed return but volatile based on the strategy (and market). The fee for such managed account will be 2% per year + 20% of the profit (similar to a typical hedge fund).  The money will not leave your account but this will only be available to Canadian investors (for now). This is also the most volatile option. The goal is to aim for 30% return before fees (likely around 25% after fees). Possible to lose 20%. For #1 and #2, there's no fee as the return is predetermined. For #3, the return can be volatile but the fee is predetermined based on the formula and percentage. If you have any suggestions/alternatives, let me know as well Cheers, Eric

My wife will be giving birth soon. So I will be slower in terms of responding in the community. As we welcome a new member into our family, ​it is good to consider the plan for the next 20 years, especially university tuition. ​I expect the tuition cost will increase by at least 2-10x in the next 20 years (due to inflation and competition). This is why I plan to invest early when the child is between 0-5 to cover the university tuition when the child is 18. ​Based on my calculation, if I can put away $10,000 per year for the first 5 years of the child's life, it will take care of the university education and housing cost in the future using my long-term strategy. For such long-term strategy, you want to ensure it is a set-and-forget strategy. You want to ensure that the long-term average return meets your expectations (For example - I aim for 15-30% per year) While timing helps, it is more important you have the discipline to contribute early on ​and let compound interest work for you.​​​​​​​​​​ Are you thinking ahead for your children's future?​ Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com Free webinar - how to get 30%: https://5mininvesting.com/free-case-study/ In May, my goal is to help 20 people without a financial background to master investing. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. If you are interested, then let's hop on a call to see if you can benefit from the strategies in Investing Accelerator and get 30% per year.