Most Funding Agents Aren't Licensed
Fiduciary responsibility means you have a legal and ethical duty to act in someone else’s best interest, to put their needs before your own.
But here’s the catch…Most financial professionals don’t have that responsibility.
Especially business loan brokers and credit stackers. No license. No legal obligation.
They can sell you something today and disappear tomorrow and nobody could stop them.
That’s not how I move. I’m actually held to a higher standard. NMLS 2507482.
I’m licensed, regulated, and legally accountable for the advice I give and I still turn away more clients than I take on.
Why? Because my parents got burned by bankers. They didn’t speak the language. Nobody translated a thing for them. They signed papers they didn’t understand and we almost went homeless.
That’s when I realized something: These bankers weren’t helping people. They were hunting them.
So now I beat them at their own game. I build funding the right way, with transparency, real education, and protection.
I’ll never trust a banker. Most of them are worms in suits, selling products they don’t understand to people they don’t care about.
And the unlicensed funders who only chase commissions? Same thing.
They lie because they know they can get away with it.
That’s why I do this. Not to play the system, but to master it and protect people who’ve been played by it.
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David Ramirez
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Most Funding Agents Aren't Licensed
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