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14 contributions to Tradeline Secrets
Buying Real Estate With a Credit Card
Here's one of the most underrated deployment plays I've come across: bank-owned real estate (REOs). When a property goes into foreclosure and the bank takes it back, it becomes what's called an REO, Real Estate Owned. Banks aren't in the business of holding property. They want it off their books. That urgency creates buying opportunities that simply don't exist on the open market. We're talking about properties in the $50K–$70K range that cash flow, appreciate, and can be refinanced within 90 days to pull most or all of your capital back out. The strategy works like this: You buy the property, bring in a contractor to renovate, and then refinance at 80% LTV. The refinance pays you back for the purchase and rehab costs, meaning you walk away owning an asset with cash flow and equity, with little to nothing left in the deal. Here's where business credit ties directly into this: Contractors accept credit cards. That means your 0% business credit can cover materials and labor during the rehab window. When the refi closes and the funds hit, you pay the cards off. You just used interest-free capital to bridge a real estate deal. This is exactly the kind of conversation I had recently with one of our community members, @Jennifer Silletto, who has been executing this strategy across multiple properties and has the systems and team in place to walk investors through it. If you're sitting on funding or you're working toward it, this is worth understanding. Drop a comment or connect with me directly if you want to learn more about how she structures these deals.
3 likes • 19d
This is an exact play I want to execute and one of the motivating reasons for pursuing more knowledge into the credit realm.
2 likes • 19d
@Iván Terrero With Business Credit? Do you get the same tax advantages buying notes?
🚨 Major Free Course Update — Watch This First
Just dropped a full walkthrough of everything I added and updated inside the free course. Here's what's new or improved: My favorite cards list — not a generic roundup. These are the ones I actually recommend based on what I've seen work. 800 Credit Score Guide — restructured for post-repair, builders starting from scratch, and thin-file holders. Covers what kills your score, how to optimize, and even the bureau freeze strategy for targeting clean profiles. Inquiry Removal Cheat Code — two letters plus a backup method. Inquiries aren't hard to deal with. I just wanted to give you everything I know. Credit Repair Starter Kit — quick cleanup methods to get funding ready. Path to Funding Freedom — intro to how funding actually works. Bank rules, card strategies, business auto loans. Just enough to see if this is even for you. Travel Hacking section — airline alliances, point transfers, hotel and airline breakdowns. Still in there, still 🔥. And the AI-powered Business Credit tool is still locked and loaded. ⚠️ You need to reach Level 2 to unlock the core content and Level 3 for the bonuses. That means you have to engage. Post, comment, and interact. And here's exactly why I set it up that way: Funding doesn't work if you don't take action. I can explain this stuff all day. But if you never actually move on it, nothing changes. The engagement requirement exists to build that habit early. Science backs it too! You learn faster when you're working alongside people going through the same thing. It's a small commitment. But it filters for the people who are actually serious. Everything in the free tier is your foundation. Once you run through it, you'll either know this is for you. Not for you. Or you'll have enough to do the whole thing yourself. Watch the video. Go through the material. Drop your questions below 👇
🚨 Major Free Course Update — Watch This First
4 likes • 23d
Thank you for this. I’ve been getting a lot of value from this part of the course.
Webinar Replay
Everyone that missed the webinar. And even those that joined. Message me “replay” and I’ll send you the recording. Cheers!
1 like • Feb 23
Replay
Live Webinar Sunday 2/22 @ 5pm EST
If you're in here and haven't registered yet, what are you doing? This Sunday I'm breaking down the Hybrid Stack System — the exact method I used to go from defaulting on $100K to stacking $1.1M for a single client in 2023. On this FREE training you're getting: ✅ The full Hybrid Stack playbook — business cards + business LOCs + no-doc LOCs ✅ How to access $150K–$300K at 0% with NO tax returns, NO bank statements, NO revenue proof ✅ Bank calling scripts so you never pay for a lender list again ✅ A 60-day action plan you can execute immediately after This is the same system clients have used to pull $75K, $80K, $150K — even when banks kept telling them no. Spots are limited and Sunday is coming fast. 👉 Register here: https://skoolvault.com/
3 likes • Feb 20
LFG🔥
1 like • Feb 21
@David Ramirez We all see the work and effort you dedicate. It’s very much appreciated. Happy to be here for the knowledge and to see your journey.
Preview of Free Credit Repair Guide
Here is one thing that I am working on for the free group. Its how I repair credit. This will help you clean credit. Then from there you can use my free 800 credit score guide if you need to rebuild. Or you go straight into the business credit guide to learn how to get ready to fund your business. This will be a great edition. And I'll also include a guide that is only about how to remove inquires. With these few additional guides you will have a strong toolkit. So that you can get yourself funding ready. And eventually get funded.
Preview of Free Credit Repair Guide
3 likes • Feb 15
Appreciate you
1-10 of 14
Jason Kettle
3
25points to level up
@jason-kettle-7046
Realestate Investor

Active 19d ago
Joined Oct 14, 2025
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