Fiduciary responsibility means you have a legal and ethical duty to act in someone else’s best interest, to put their needs before your own. But here’s the catch…Most financial professionals don’t have that responsibility. Especially business loan brokers and credit stackers. No license. No legal obligation. They can sell you something today and disappear tomorrow and nobody could stop them. That’s not how I move. I’m actually held to a higher standard. NMLS 2507482. I’m licensed, regulated, and legally accountable for the advice I give and I still turn away more clients than I take on. Why? Because my parents got burned by bankers. They didn’t speak the language. Nobody translated a thing for them. They signed papers they didn’t understand and we almost went homeless. That’s when I realized something: These bankers weren’t helping people. They were hunting them. So now I beat them at their own game. I build funding the right way, with transparency, real education, and protection. I’ll never trust a banker. Most of them are worms in suits, selling products they don’t understand to people they don’t care about. And the unlicensed funders who only chase commissions? Same thing. They lie because they know they can get away with it. That’s why I do this. Not to play the system, but to master it and protect people who’ve been played by it.

Let me save you 2 to 3 thousand dollars real quick. Prime Corporate Services wants $2K+. Fundability’s out here charging $497 a month like you're renting a damn spacecraft. And it’s all for info that should’ve been free from day one. So here’s the real play. No jargon. No smoke. Just imagine me leaning over the table like, “Bro, do this and watch what happens.” 📢 THE STACK THAT BUILDS YOUR PAYDEX WITHOUT GETTING ROBBED ✅ Step 1: NAV Prime Build Plan ($49.99/mo) Grab this in Month 1. It reports as a tradeline, tracks your business credit, and stops you from building blind. You buy it and boom, that’s your first reporting account. You’ll feel the foundation click into place like tightening the first bolt on a machine that’s about to print money. ✅ Step 2: Get 2–3 NET30 Vendors (Month 1) Most people complicate this. Don’t. Apply, order something small, pay it early, move on. Recommended vendors: - U-Line - Summa Office Supplies - Business T-Shirt Club - Quill - Staples - Grainger - Crown Office Supplies Pick 2 to 3 and actually use them. Think of it like planting seeds.Every invoice you pay is water, and your Paydex score is the tree that shows up later like, “Yeah, I’m here.” ✅ Step 3: Gas Cards (Around Month 5) Once your NET30s start reporting, you level up. Options: - AtoB (if you’re doing 2K+ a month, they’ll play ball early) - WEX - Conoco - Fleet Cards USA Here’s the little cheat code no one tells you: If your business is already pulling money Month 3 or Month 4, show bank statements. Approvals get way easier. Makes your business look like it’s actually moving, not chilling on the couch watching daytime TV. ✅ Step 4: Maintain + Pay On Time This is where people fumble the bag. You can’t build credit while treating due dates like polite suggestions. Use your accounts. Pay early. Stay consistent. Give it 2 to 4 months and your Paydex score pops out like, “So what’s next?” Simple. Predictable. Repeatable. Exactly how business credit should be.

Got this message today and man, this hit different. Someone going through my personal credit guide. Doing homework at work because they're prioritizing their future over a paycheck. I worked my butt off on that guide. Made it comprehensive on purpose. No gatekeeping. Free. Because it's the right thing to do. I had no one to teach me this . I spent hours, months, years learning on my own. I even paid for courses and programs that still didn't give me what I needed. Same recycled info everywhere. Surface-level tactics that stop working the moment the banks catch on. All the info that actually moves the needle was hidden. So I made sure mine wasn't. I put the FUNDAMENTALS in there. The stuff that doesn't matter if a credit hack goes away tomorrow. The full sauce so you can always execute, no matter what changes. When someone messages me saying "No one laid it out as thorough or organized as this" that's the whole point. That's exactly what I needed when I was figuring this out and couldn't find anywhere. Proud of everyone in here actually putting in the work. This is what it's about.

Alright y’all… it’s officially LIVE. The 800+ Credit Freedom Blueprint is now inside the community. This is NOT a repair course. This is the playbook for building elite credit from the ground up. The same system I used to hit 800+ and get approvals on command when I first built my personal credit. And right now it’s a pure text guide. If you really want to learn, if you really want to separate yourself, if you really want that 800 score… then you’ll read it. Simple as that. Inside you’ll learn: 🔥 How the credit system actually works 🔥 How to structure your credit for maximum score growth 🔥 The factors that move your score the FASTEST 🔥 How to build an 800+ profile even if you’re new If you’re serious about leveling up your personal credit then this is your time. This is the course I wish I had on day one. Tap in. Level up. And win the game. Let’s get it. 🔥 P.S. - Picture is from my first credit stack when I was 21 turning 22 back in 2016 😂

Most of you are sleeping on this tool. It's trained on the entire course - Paydex, business credit, all of it. And it's sitting right there in the intro section waiting for you to use it. Here's what it does: Step-by-step guidance - Want to build Paydex? It walks you through the exact process. DUNS number, Net 30s, gas cards, timing - everything. Credibility diagnostic - This is the first thing you should run. It'll catch the mistakes that get you auto-denied. Mismatched addresses, virtual address issues, EIN problems - it finds them before lenders do. Real-time problem solving - Stuck on something from the videos? Ask the AI. It'll break it down differently until it clicks. It's literally free with your standard plan. No extra cost. The AI sometimes repeats questions (it's AI, it forgets), but it knows the entire system. Use it to clarify, troubleshoot, and move faster through the material. And listen...invite everyone you know to this community! Companies like Prime Corporate Services charge thousands for this exact information. I'm not here to gatekeep or run schemes. My money comes from selling loans, not overcharging people for knowledge that should be accessible. I'm just trying to help people build real credit and real businesses. Video's in the intro section. Watch it. Use the tool. Share it with people who need it. Stop guessing. Click here for Tradeline Secrets AI