1. Time Management
- Use the "Pomodoro technique" (25 min work, 5 min break) to stay focused.
- Plan your day the night before with a to-do list.
2. Productivity
- Prioritize task using "Eisenhower Matrix"(urgent vs. important).
- Limit multitasking — focus on one thing at a time.
3. Financial Discipline
- Track your spending daily to control expenses.
- Save first before spending (pay yourself first).