Nov '25 • 🗣️ General discussion
🚀 START HERE: Fix Your Credit Step-by-StepREAD THIS BEFORE YOU DO ANYTHING
✅ Step 1: Pull Your Full Credit Reports. You’ll need all 3 bureaus. Use one of these:
SmartCredit – $1.99 trial (Beginner-friendly and easy to read)
✅ Step 2: Review Your Report Like a Professional and Check EVERYTHING:
Name spelling
Address + personal info
Any signs of fraud or identity theft
Negative accounts
Inquiries
Public Records (Which there should be NONE)
✅ Step 3: Pay Attention to Color Codes:
🟩 Green = Good
⬜ Blank = Not hurting you
🟨🟥⬛ Yellow/Orange/Red/Black = 🚨 Pay attention!
Focus on negative items and look for inaccuracies—most reports have them.
✅ Step 4: Write Your Dispute Letters:
✍️Target the accounts with errors. Point out each inaccuracy clearly.
✅ Step 5: Mail Your Letters:
Send to TransUnion, Experian, and Equifax via certified mail. But don’t stop there—there are 63 credit reporting agencies in total. Check the others too! They may be affecting your approvals.
✅ Step 6: Wait for Your Results
The bureaus have 30 days to respond. Stay patient, stay ready.
💬 Comment “LEVEL UP” once you've read this so that I know that you're ready to take your credit education to the next level.
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🚀 START HERE: Fix Your Credit Step-by-StepREAD THIS BEFORE YOU DO ANYTHING
skool.com/next-level-credit-academy
Learn how to fix credit the right way—whether for yourself, others, or to build a business. Get real results, real knowledge, and level up fast.
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