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Owned by Tamiya

Learn how to fix credit the right way—whether for yourself, others, or to build a business. Get real results, real knowledge, and level up fast.

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190.8k members • Free

38 contributions to Next Level Credit Academy
What Do 'Yall Think, Level Uppers? 🤔
This client of mine has a charged-off with Upstart with a balance owed of $4,800. I disputed the completeness and accuracy but they still didn't delete the account. 📄 Not only did they NOT delete the account, Upstart didn't even bother to note the account as disputed (among other issues, see the attachments). ⚠️ Now, there are major FCRA violations reporting on my client's credit report. 📊🚨 Instead of jumping the gun and just suing I decided to send them notice with a demand of: a debt waiver, permanent deletion and $9,000. They ignored this so I filed a Demand for Arbitration.... ⚖️ NOWWWW they want to talk. 👀 They want to just delete the item and that's it. 🙄 I say, "Hell naw, run my client's money!" 💰🔥 What do you think will happen??? 🤔
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7 members have voted
What Do 'Yall Think, Level Uppers? 🤔
1 like • 8d
@Sheryleen Gamble i hope so! $9K is a lot in Arbitration.
💰💰 MONEY MAKING MARCH IS HERE! 💰💰
Level Uppers, this is your moment. For the entire month of March 2026, you can join the Elite Credit Masterclass for just $75 per month instead of $150. (That’s 50% off!) As a VIP Member, you’ll learn how to: • Dispute negative items the right way • Get items permanently deleted • Position yourself for debt relief • Unlock opportunities to receive checks worth thousands This special pricing ends March 31, 2026. 👉 Join Elite Credit Masterclass here:https://tinyurl.com/5cxj2jtt And that’s not all. If you want to earn even more, share your referral link. Every person who signs up using your link earns you 20% commission on each signup. 💵 👉 Start earning 20% commission here:https://tinyurl.com/bddfk9hd Learn the knowledge. Apply the knowledge. Earn from the knowledge. Let’s make this a powerful March. Lock in your $75 rate and start leveling up today!
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💰 $2,500 on a $600 Collection Call 🎧
Check out this recording where I’m negotiating a settlement with an attorney for a tradeline deletion, a debt waiver, and $2,500 on a $600 collection account. 💼 To hear the full call, join the Elite Credit Repair Masterclass and learn how to structure disputes, negotiate with attorneys, and position your clients to get results. 🚀 It's time to LEVEL UP!
💰 $2,500 on a $600 Collection Call 🎧
1 like • 11d
@Mr. Fico Yes they did!! 🙌
0 likes • 11d
@Mr. Fico Thank you!!
Training Videos for Filing Federal Cases is Now Up!
Level Uppers ✨ I’ve added new training tutorials inside the Elite Credit Repair Masterclass and I’m excited for you to tap in. 🎓 You already have access to the arbitration classes, but now the full training on how to file in federal court is officially posted. I’m walking you through how to get started, how to locate the correct court, and what you need to file properly. 📄 If you’re serious about taking your knowledge to the next level, this is for you. Make sure you log in and check it out. 🔍 Please note: You must be a VIP member to access this training. If you’re not signed up yet, go ahead and upgrade so you don’t miss this valuable information. 🚀
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Stop Biting the Hand That Helps You 🚨
Be sure to join my live today at 5:30pm PST This live was triggered by a recent situation that happened to me this week by a so called "professional" client of mine. After helping this individual recover thousands of dollars, they refused to pay me for the work that was done. This is not new within this industry. It is an ugly pattern done by ugly people and it's time for me to address it head on. This conversation will cover respect, boundaries, and why you can't always help poor minded people who treat you as if you're optional. NOTE: There will be little cursing and some use of the N-word. If that makes you uncomfortable, this live is not for you. If you have questions or want to jump in, feel free to join the conversation. Here is the link to the live in case you missed it: https://youtube.com/live/e1dVJ0MIwBw?feature=share
 Stop Biting the Hand That Helps You 🚨
0 likes • 14d
@Sheryleen Gamble Yup!
1 like • 14d
@Sheryleen Gamble Well apparently, this client didn't feel that it was worth paying me so they decided to give me a whole bunch of excuses AND tell me how I should run my business! Lol!! You'll see.
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Tamiya Robles
4
43points to level up
@tamiya-robles-3502
Credit expert & CEO of FixMyCreditNow850.com. I help people repair, build, and understand credit—personally or as a business.

Active 6h ago
Joined Nov 28, 2025
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