🚀 CASE REVIEW – ROUND #3 RESULTS!
📈 Credit Score Improvements
Equifax (EQ): 504(+23 points)
TransUnion (TU): 516 (+8 points)
Experian (EX): 492 (-10 points)
✨ Round 3 Results:
TOTAL ITEMS DELETED: 8
TOTAL CHARGE-OFF AMOUNT REMOVED: $10,399.00
✔️ Charge-Off Accounts Deleted: 6
✔️ Hard Inquiries Removed: 3
💡 Important FCRA Insight
Under the Fair Credit Reporting Act (FCRA), consumers have the right to dispute any inaccurate, incomplete, outdated, or unverifiable information on their credit reports. When addressing charge-off accounts or unauthorized hard inquiries, begin by carefully reviewing reports from all three major credit bureaus and noting any discrepancies. Gather supporting documentation such as proof of payment, account statements, correspondence from creditors, or records confirming correct personal information.
Next, prepare and submit formal dispute letters to each relevant bureau, clearly explaining the issue, referencing any prior disputes, and including all supporting evidence. Credit bureaus must investigate within 30 days and provide the results, along with updated reports if corrections are made. If an issue remains unresolved, follow up directly with the creditor or escalate the matter to the Consumer Financial Protection Bureau (CFPB).
0
0 comments
🚀 CASE REVIEW – ROUND #3 RESULTS!
skool.com/fundops
From Zero To Six Figures in 0% Capital , Sacred Wealth Systems transforms your average credit profile into bank ready approvals!
Leaderboard (30-day)
1
+49
2
+46
3
+43
4
+31
5
+30
Powered by