Today's Mindset Mondays Recording was a blast. Spoke about IDENTITY SHIFT that leads to Great Credit and Capital Ready Entrepreneur Power House Mindset. I revealed the Sacred Wealth Daily 5 that every member should follow & The Sacred Wealth Triangle. Let me know in the comments what held you back in 2025 that ties back to a core belief that this community can support you on.

Are you ready to have the BEST month of the year? December is the month that will always set the tone for the new year. Attached is a SMART GOAL worksheet. What I learned is those that put pen to paper and plan their month normally accomplish most of their goals. Lets put this to work and end the year strong.

Our new member @Kenny Anderson asked a really good question. Credit limit increases with Amex after they cut your limit back. Step 1: Ensure credit is over 700 Step 2 : Open high yield Savings account w/ $500 let sit for 30 days Step 3 : Lock TU and EQ Step 4 : Call for CLI and increase you income by 20% when you apply Step 5 : You should get approved! Hope this helped!

Pick (2) - Open Personal and Biz Checking accounts with them , deposit $500 , wait 60 days , apply for personal credit card . Lets Fund Tribe!! 30 Day List of Credit Unions 1 Navy Federal CU Personal & Business 1. Tower Federal CU 2. PSECU 3. Apple Federal CU 4. Alliant Federal CU 5. Corporate America Family CU 6. Teachers Federal CU 7. Alliance CU (Online Visa) Personal & Business 8. BECU 9. Consumers Credit 10. Upgrade Credit Union 11. Lake Michigan CU 12. Andrew federal CU Personal & Business 13. Langley federal CU Personal & Business 14. Penfed CU Only Personal 15. AOD Federal CU Only Personal 16. Signature  Federal CU Personal & Business 17. Liberty Federal CU Only Personal 18. AG Federal CU Only Personal 19. State Employee CU Personal & Business (Maryland) 20. Texans CU Only Personal 21. Truist Bank Personal & Business 22. DCU Credit Union 23. Nasa FCU 24. NIHFCU “30 Day Dip” 2 Products 1 Inquiry 25. 25. SECU “30 Day Dip” 2 Products 1 Inquiry

📈 Credit Score Improvements Equifax (EQ): 687 (+113 points) TransUnion (TU): 637 (+37 points) Experian (EX): 590 (+3 points) ✨ Round 2 Results: TOTAL ITEMS DELETED: 12 TOTAL CHARGE-OFF AMOUNT REMOVED: $9,938.00 ✔️ Charge-Off Accounts Deleted: 3 ✔️ Hard Inquiries Removed: 5 ✔️ Personal Information Items Deleted: 4 💡 Important FCRA Insight Under the Fair Credit Reporting Act (FCRA), every consumer has the legal right to dispute any credit information that is inaccurate, incomplete, outdated, or unverifiable. Once questionable charge-off accounts or other negative items are identified: Formal dispute letters must be submitted to all relevant credit bureaus. Each letter should reference prior disputes and clearly explain why the information remains contested. Supporting documentation—such as proof of payment, account statements, creditor correspondence, or evidence of reporting errors—should be included to strengthen the dispute and ensure compliance with FCRA standards.