The 4 Personal Credit Cards that are HOTT!
The 4 banks 👇🏾 These are the four issuers where we’re seeing soft-pull → approval → accept workflows show up consistently. Apple Card - Credit bureau: TransUnion - Approval flow: Soft pull first, decision with credit limit shown before acceptance - Availability: Nationwide Citizens Bank (including Private Client / Private Bank cards) - Credit bureau: Experian - Approval flow: Pre-qualification tool using a soft pull - Availability: Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia, Washington, DC BMO - Credit bureau: TransUnion - Approval flow: Soft-pull pre-approval, especially for existing customers - Availability: Nationwide Rakuten Visa + Booking.com Visa - Credit bureau: TransUnion - Approval flow: Soft pull first, decision with credit limit shown before acceptance - Availability: Nationwide Lets build our 4 revolving lines of credit , $20,000 - $30,000 in revolving limits, and shift over to business credit stacking where the real capital is 💰