Despite JD Vance fails to secure a deal with Iran, US is now trying to close the Strait together with Iran (instead of opening it) - the market is going up. Here's the thing most investors don't understand Don't fight the market Even though I personally disagree with the Iran situation from being far from over, oil price spiking back up to $104+, this means my logical brain says the market should go down However, the momentum has already reached a bullish area and we are now in a V shape recovery ​(instead of my initial forecast W shape recovery) ​​This is where the "logical and analysis" investor diverges from rule based investing For rules based investing, we extract probabilities out of the market and trade when the market is in our favour. For example, the rules currently say we are in a bullish market The logic investor would analyze the entire macro environment (e.g. me analyzing the war) and conclude that we are still bearish Who should you follow? The rules should be followed. ​​​​​​​​​​​​​​​ While it is tempting for me to say that we should continue to short the market or hedge as the Iran conflict is not resolved, the market is govern by big money which already bought at the dip. So even if this correction is short lived, that's fine. I will follow the momentum of the market combine with my analysis.​ This allows me to stick with the market and be on the right side more often ​ Cheers, Eric --- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In April, I’m helping 10 people build a retirement cashflow strategy using options. The 2 strategies you will learn in Investing Accelerator: 1. Long-Term Investing with Options → Find discounted blue-chip stocks → Use options to multiply your profits 2. Monthly Passive Income Strategy → Generate monthly cashflow from your portfolio by selling options → Designed to generate cashflow for retirement

Block (Square) layoffs almost half its employees Oracle layoffs 30,000 employees. ​ ​In the age of AI, tech companies are laying off more and more people While there are many causes (e.g. over hiring, change in market landscape, AI automation), ​the tech companies wouldn't be hiring back these people immediately. What companies will try to do is to figure out how to use AI to automate those jobs as much as possible without hiring back the same headcount. A programmer that uses AI to code versus A programmer that doesn't use AI If a programmer that uses AI is 2x more efficient than a programmer that doesn't use AI, then a 1000 people organization only need 500 people. This is why Block (Square) is saying that they are observing the trend and think they can execute this mass layoff while letting AI continue to improve and automate their tasks.​ The race between corporations is now becoming who can lay off their employees the fastest to replace with AI. This will outperform corporations who do not use AI to automate their processes.​ Cheers, Eric --- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com If you are looking for free materials to get started with your investing journey, here's the monthly passive income materials 1. First - you can attend the free webinar:  https://5mininvesting.com/value-video-2-0/ 2. Here’s the basic strategy to generate income for retirement - covered calls (and selling cash secured puts). Here’s the video: https://youtu.be/JjlszDh4-sI 3. Free Chart course - to set up your chart like mine to find discounted stocks: https://www.skool.com/invest-retire-community-1699/classroom/c1a58085?md=bede8cf0299045df9ecdf76396d43135 4. If you are interested in Investing Accelerator, you can schedule a call to ask any questions you have before joining the program: https://bit.ly/48mJlgR

I was sick this weekend with a painful sore throat. So I focus on the fundamentals of rule based investing I do the analysis - follow the rules - make the prediction Monday, oil market starts retracing and the overall stock market is heading up. This leads to good gains for my long term portfolio. When I am investing, I am often not performing at 120% Instead, I might be sick, might be distracted, might be chasing kids around. During those <100% times, I would rely on the rules that I developed to make predictions and develop a view on where the market is going That's the crux of rule based investing - even if I am sick. Cheers, Eric Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com If you are looking for free materials to get started with your investing journey, here's the monthly passive income materials 1. First - you can attend the free webinar:  https://5mininvesting.com/value-video-2-0/ 2. Here’s the basic strategy to generate income for retirement - covered calls (and selling cash secured puts). Here’s the video: https://youtu.be/JjlszDh4-sI 3. Free Chart course - to set up your chart like mine to find discounted stocks: https://www.skool.com/invest-retire-community-1699/classroom/c1a58085?md=bede8cf0299045df9ecdf76396d43135 4. If you are interested in Investing Accelerator, you can schedule a call to ask any questions you have before joining the program: https://bit.ly/48mJlgR Remember there are additional resources in the classroom tab. Disclaimer: This communication is provided for educational and informational purposes only and does not constitute investment advice, a recommendation, or an offer to invest in any fund or strategy. No advisory relationship is formed by receipt of this content. Any references to strategies or markets are general in nature and do not reflect the performance of any client account or investment product.

When you are entering a long term position, it is important to not overreact The market goes up and down 50/50 of the time So if you are entering into the market right now, you are probably still a bit early. That's fine as long as you understand that Feb is usually down and Mar / Apr is when things turn around So when you enter into a long term position, you need to give the market room to breathe Expect to hold for 12 months (which is not really that long in the world for investing) But you should get positive results in 3-6 months This is different from monthly passive income options, where you enter into trades with an expiry date of 30-60 days.​ Cheers, Eric --- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In March, my goal is to help 20 people with no financial background master investing. You will learn two strategies: • Long-term investing with options — learn how to find discounted blue chip stocks using technical and fundamental analysis You will also learn how to hedge during a bearish market to protect yourself • Monthly passive income — learn how to generate cash flow for retirement or replacing/boosting part of your salary using options Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free If you’re interested, you can hop on a free strategy call with me or Michael to see if you are a good fit. When you are ready, you can schedule a call here: https://bit.ly/48mJlgR Remember to go to the Classroom tab for additional investing resources. Disclaimer: This communication is provided for educational and informational purposes only and does not constitute investment advice, a recommendation, or an offer to invest in any fund or strategy. No advisory relationship is formed by receipt of this content. Any references to strategies or markets are general in nature and do not reflect the performance of any client account or investment product.

As we approach the end of the year, it is important to be grateful. This year has its downs (tariff war) and also its ups (subsequent recovery). Whether the market is up or down, or a V shape recovery, the most important thing is the people around you and the relationship you have with them. ​Money will come (as the overall market goes up by 10% per year). And it is important to treasure the little moments with our families, as we still can. Happy Thanksgiving! ​​​​​ Here's the FINAL Black Friday discount to join Investing Accelerator, where you get an interest-free instalment over 12 months & 33% discount off the regular price: https://5mininvesting.thrivecart.com/black-friday After you join, you can schedule a free one-on-one call to ask any questions you have about your life, your situation and retirement. You can also use this call for technical support if you wish to have it later. I will set up a message / group chat to initiate the onboarding process. Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In December, my goal is to help 20 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free