I am developing a post for a Facebook real estate investors group. This is an educational post. I have attached a copy for your review before I post anything. All info is taken directly from classroom training. Please review and advise. Thanks AT N.C. Zimmerman Funding (https://nathan.txfhub.com/) we typically do four types of transactions. 1. Earnest Money Deposits (EMD), 2. Double Close (DC), 3. Seller Carry-Back (Stack), 4. Transactional Down Payment (ECHO) In this short post we will discuss the “Initial Review” phase of Earnest Money Deposits (EMD) funding. Why Investors Use EMD Funding EMD funding allows investors and wholesalers to secure a property under contract without tying up their own cash while due diligence is completed. It bridges the timing gap between going under contract and knowing whether a deal will actually close — while keeping capital available for other deals. Full EMD Funding Timeline 1️⃣ Initial Deal Review – Confirm property, buyer, PSA, and refundable window. Every deal starts right here. This is where we confirm the property, buyer, and contract details — making sure the deal fits inside our funding box and that the timelines align with the refundable period. Think of this as your first safety check before any money moves. It’s where we catch small issues before they become big problems — like mismatched buyer names, missing title info, or inspection periods that end too soon. Here’s what we always verify during this step: ✅ Contract Executability – Are all required parties signing in the right places so the contract is valid and enforceable? ✅ Borrower Match – Is the borrower in our system the same as the buyer listed on the PSA? ✅ Property Address – Is it complete and accurate? (Check city, state, and ZIP.) ✅ EMD Amount – Is the Earnest Money Deposit amount correct? Watch for option fees or other non-refundable items that might complicate things. ✅ Close of Escrow (COE) – Does the date make sense for the transaction timeline?

I'm starting to get people calling me now! Just had a phone call this afternoon with a potential client who is needing EMD for a Wholesale deal he's executing out of state. We talked about pricing, timing, and requirements and said "You have the best pricing I've come across and you answered all my questions. I'm definitely going with you." Should be seeing a request coming through my white label site in the next day or so.

…and on my way to find me a deal!

I have this request yesterday.....it seems that it is more of a PML than EMD, please comment. Thanks! - Funding Amount: $100,000 - Purpose: Purchase and renovations - Term: 45 days - Location: Oak Cliff, Dallas, TX

I passed Phase I!