Most RIAs skip tools like Twilio because, as you noted, they require custom development. Many firms tend to lean on stronger call back procedures, client passphrases for money movement, and the MFA controls already built into the custodians. Those steps do more to stop voice spoofing and social engineering than a basic SMS code. If your firm wants to shore this up, our firm, Obsydian, helps teams review their workflow, spot weak points, and build a clean and reliable identity verification process that fits how advisory teams actually operate. Happy to connect if a deeper review would be useful.

Hi All - I’m a Fractional CIO and technology services leader helping RIAs modernize IT with compliance in mind - based out of the Kansas City metro. I help regulated advisor firms who are looking to address any number of the typical tech related challenges that come up day-to-day in this industry. My team and I have decades of tech and financial services experience and can help in these areas: - Strategic Advisory: fractional CIO leadership, scalability and cost reviews, MSP and vendor audits, tech stack rationalization with ROI focused roadmaps. - Infrastructure & Cybersecurity: independent IT risk reviews, CIS and NIST aligned security programs, Business Continuity and DR, M365, identity and endpoint hardening, vendor risk oversight. - Compliance & Governance: exam readiness reviews, surveillance and archiving stack evaluation, policy and procedure development, governance that ties daily operations to regulatory requirements. - Data & Insights: data strategy and governance, warehouse and pipeline design, executive dashboards, reporting automation, practical AI with controls that satisfy auditors, platform/data integrations. Running an RIA is hard, and so is IT. If you want cleaner controls, fewer exam surprises, simpler operations, and leadership visibility that links risk, performance, and cost, let’s talk.

@Andrew Morales - Hi Andrew, nice to meet you! I've got experience with Advisor Armor and would be happy to talk more about it with you sometime if you're interested along with any other questions you might have related to IT Infrastructure/Cybersecurity/IT Compliance. Have a ton of experience helping firms in these areas.