Unlock Business Credit Without Dropping Thousands

Let me save you 2 to 3 thousand dollars real quick.

Prime Corporate Services wants $2K+.

Fundability’s out here charging $497 a month like you're renting a damn spacecraft.

And it’s all for info that should’ve been free from day one.

So here’s the real play. No jargon. No smoke. Just imagine me leaning over the table like, “Bro, do this and watch what happens.”

📢 THE STACK THAT BUILDS YOUR PAYDEX WITHOUT GETTING ROBBED

✅ Step 1: NAV Prime Build Plan ($49.99/mo)

Grab this in Month 1. It reports as a tradeline, tracks your business credit, and stops you from building blind.

You buy it and boom, that’s your first reporting account. You’ll feel the foundation click into place like tightening the first bolt on a machine that’s about to print money.

✅ Step 2: Get 2–3 NET30 Vendors (Month 1)

Most people complicate this. Don’t.

Apply, order something small, pay it early, move on.

Recommended vendors:

U-Line
Summa Office Supplies
Business T-Shirt Club
Quill
Staples
Grainger
Crown Office Supplies

Pick 2 to 3 and actually use them.

Think of it like planting seeds.Every invoice you pay is water, and your Paydex score is the tree that shows up later like, “Yeah, I’m here.”

✅ Step 3: Gas Cards (Around Month 5)

Once your NET30s start reporting, you level up.

Options:

AtoB (if you’re doing 2K+ a month, they’ll play ball early)
WEX
Conoco
Fleet Cards USA

Here’s the little cheat code no one tells you: If your business is already pulling money Month 3 or Month 4, show bank statements. Approvals get way easier. Makes your business look like it’s actually moving, not chilling on the couch watching daytime TV.

✅ Step 4: Maintain + Pay On Time

This is where people fumble the bag. You can’t build credit while treating due dates like polite suggestions.

Use your accounts. Pay early. Stay consistent.

Give it 2 to 4 months and your Paydex score pops out like, “So what’s next?”

Simple. Predictable. Repeatable. Exactly how business credit should be.

😏 Since I actually want y’all to win…

I’m dropping a full vendor list after this post. A buffet of tradelines. Pick what fits your business, build your score, and keep your money where it belongs, in your pocket.

Free vendor list

P.S. - You don’t even need this for business credit cards or loans, but take it anyway. Free game. No scams, no inflated fees, just the info everyone else hides behind a paywall.

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