Every hard inquiry is a limited resource.
Once it’s burned, you don’t get it back.
If you don’t know:
- which bureau a bank pulls
- who the underwriter is
- or when they start asking for revenue docs
Then every application is a guess.
And guessing with credit is gambling.
The fundamentals exist so you don’t learn this the hard way.
Watch the Credit Stacking Basics before applying:
P.S. - If this post made you slow down, comment “DON’T COOK ME.”