Here’s what to do next: 1. Watch the short video below 2. Have the free AI run business credibility check 👉 Tradeline Secrets AI 3. Book your Free 1-1 Onboarding Call Have fun & let's get rocking! /David R. & The Tradeline Secrets Team ( @David Ramirez & @David Ramirez ) PS: Are you pumped to be here?

Every hard inquiry is a limited resource. Once it’s burned, you don’t get it back. If you don’t know: - which bureau a bank pulls - who the underwriter is - or when they start asking for revenue docs Then every application is a guess. And guessing with credit is gambling. The fundamentals exist so you don’t learn this the hard way. Watch the Credit Stacking Basics before applying: https://www.skool.com/tradelinesecrets/classroom/a39e0661?md=c885851c991b4ccfaa180df5f2bd056b P.S. - If this post made you slow down, comment “DON’T COOK ME.”

What’s the best way to get addresses removed? I tried calling to remove them and most of them they could not remove because they are tied to accounts they said. What’s the best way to go about this?

When should the next live be? I think 8pm EST is still a good time to meet. So below are a few days to choose from. Thanks! P.S. - I am about to start working on the new webinar slides.

I will also upload to YouTube. Below are notes by Fathom Meeting Purpose Q&A on business credit, funding, and credit repair strategies. Key Takeaways - Personal Credit is Key: Business funding is primarily secured with a strong personal guarantee (PG), not a business credit score like Paydex. The ideal profile requires a 700+ score, low utilization (<10% per card, <20% overall), and a clean history. - Funding Unlocks with Time: The type of funding available depends on a business's age. New businesses (0–12 months) are limited to unsecured business cards, while established ones (2+ years) can access more traditional loans and lines of credit. - Strategic Credit Repair: Effective repair requires custom letters using the "Damages, Facts, Penalties" framework to bypass automated bureau filters. Generic templates are often flagged as third-party disputes and ignored. - Real Estate Funding Tactics: Business cards can fund real estate deals by liquidating funds via Plastiq for earnest money or down payments. Transactional lending (EMD loans, double closes) provides alternative gap funding. Topics The Problem: Misconceptions & Ineffective Tactics - Paydex is Misleading: Building a Paydex score is often sold as a prerequisite for business funding, but it's not. Lenders rarely check it, and applications don't request a DUNS number. - Generic Templates Fail: Standard credit repair templates are ineffective because automated bureau systems flag them as third-party disputes and send stall letters, denying the dispute without review.