Happy Thursday LEARNin Academy! MythBusters was one of my favorite shows “growing up”. 😁 The premise of the show was brilliant… 2 curious guys who made it fun to find out scientifically if a “myth” or something you, the viewer, may have heard about and prove the “hypothesis” on the show and give their final verdict at the end. Everytime I watched this show I was “Geeking Out” 🤓🤓🤓🤓🤓🤓🤓🤓🤓 For the NEW category called “MYTHs” I want to provide all you creators a "post pathway” to share YOUR expertise!!! For instance, watch this ad I found on Facebook https://www.facebook.com/reel/910548858391326/?fs=e&mibextid=wwXIfr&fs=e This “expert” says you can get a DSCR loan at KIAVI with no experience and no personal tax returns. Theoretically this is correct 🤓 !!! A DSCR loan is a mortgage loan type which stands for “Debt Service Coverage Ratio” or DSCR. If the DSCR is 1.0 or above it just means that the monthly rents cover the monthly expenses. In theory, this makes the loan easier to underwrite and therefore faster to approve and easier to get. ✅ This AD passed the “Not Complete B.S” test 😆 🚫 However, this ad is EXTREMELY misleading as it leaves out 1 very important factor throughout the whole Facebook reel!!!!! I’m curious, what do you think that peice of info may be? Remember y'all.... WE ARE ALL LEARNin 🤓 Your engagement is appreciated!! Make it a great day!! Coach RU @Ruben Austria