Happy belated July 4th to ALL!! As I revisit my stuidies of IBC, I try to focus on areas that are still cloudy to me. Tonight, I would like to invite anyone to help me understand the amounts contributed to our purchase of additional life insrance. I am referring to PUAs. More specific, I am talking about when our dividends are used to puchase PUAs. How do you calculate that amount or is it a percentage of the death benefit? I am just not sure BUT I must know because we all know a potential client will likely ask. Now would be a GREAT time to learn more. Your stock in front of the client would only go up and if that client is your Significant Other, you win the BIG prize.