Well, I am a true believer in the American Public doing their part at the polls. Our law makers are elected, they don't own their positions. As in the current times, I often hear many people complain about what is happening in our Congress. Yet, our votes reflect the opposite of what we are saying. And I have even heard some people say. . . " I am NOT voting. Well, we get what we have is my conclusion. Yes, I am a True Public Administrator at Heart!!!!!!!!

@Caleb Munnell Your response is VERY meaningful! Interesting to me is your second (2) element. While I concur that surrounding ourselves with others has it benefits, I am still grappling with the thought of "having others to help ME see what I "NEED". Interesting thought.

I truly appreciate this discussion. And our exchanges provide evidence that discussions are critical and a foundation in our growth in IBC. Love this!!!

Registered and looking forward to it!

Thank you for this gift!

@Kyron Fikes Welcome aboard! Might I offer of a little encouragement on your current position. It is becoming well known that IBC requires a MAJOR investment of time. You mentioned being debt free. ? First off, that is OUTSTANDING. Next, my thought is continue to contribute to your policy (ies) with a capitalization mindset. Time works in your favor. I mean continue to build your pool of money and rest assured there will be a time where the need to access it will come. And just knowing that you, NOT a financial institution, have the control and will benefit from the interest being paid. You are, in my humble opinion, leap years ahead. In short, not rushing is needed, three years is a short time. Respect!!

@Daniel Gohdes Time is your asset si! At least in this case.