Unfortunately, we run into great people who need life insurance but when they had the chance to get it they did not. Fastforward to the present day, married, two young children, and she's not insurable. This is a friend of ours. Deployed to Afghanistan, saw some stuff, lost a close friend, and that affected her. She didn't know about Veteran's Group Life Insurance etc. My point here is knowledge is everything. Somebody knows somebody who can provide wise counsel when it comes to this stuff. And if they don't feel free to send them our way so we can help. Have a great week!