You Don’t Need Cash Flow to Quit Your 9-5. You Need Cash.

Marcin Drozdz

Mar '25 • General discussion

Most people think financial freedom means $10K/month in passive income.

That’s $120K/year in cash flow.

Which means you’d need millions in real estate just to cover your bills.

That’s slow.

What if you could replace your income in one deal instead of waiting years for rental properties to compound?

The real key to quitting your job isn’t building cash flow—it’s generating cash in chunks big enough to fund your next move.

But before you say:

❌ “I don’t have the credit.” → You don’t need credit. You’re not taking the loan.

❌ “I don’t have the money.” → You’re not using your own money. You’re raising it.

❌ “I don’t have experience.” → Then you borrow it.

Lack of experience? Partner with someone who has it.

Investors don’t care if you have a track record—they care that the deal and team do.

How Much Do You Really Need to Quit?

If your expenses are $8K/month, you don’t need passive income to cover it.

You just need $192K to last you two years.

Now ask yourself—how long would it take to save that at your 9-5?

5 years? 10 years?

Now… what if you could make that in one deal?

Most people try to save their way to freedom. That’s the slow lane.

The faster path? Create the cash upfront and buy yourself the time to scale.

And yes—I can hear the objections:

❌ “This only works if you have rich friends.” → Most investors aren’t billionaires. They’re normal people who want a better return.

❌ “This sounds too good to be true.” → Tell that to every real estate syndicator, fund manager, and dealmaker who’s been doing this for decades.

❌ “But I have no track record.” → Then leverage someone else’s.

When I first started raising capital, I didn’t have a massive track record.

I partnered with people who did.

I leveraged their experience until I built my own.

The Funds First Formula—Make 2 Years of Income in 1 Deal

Here’s how you get $200K+ in cash without using your own money:

Let’s say you raise $2M from investors to fund a $5M deal.

🔹 You structure a 2% acquisition fee on the full $5M purchase price.

➡ That’s $100K upfront cash—just for putting the deal together.

🔹 You secure an asset management fee of 1% of the total deal size ($5M x 1% = $50K per year).

➡ Over 2 years, that’s another $100K in fees.

💰 You just made $200K in cash—without waiting years for rental income to add up.

And Here’s the Bonus… You’re Also Building Wealth.

On top of the $200K in cash, you negotiate 30% equity in the deal.

That means:

✔️ You’re making real estate profits WITHOUT using your own money.

✔️ Your equity can pay out another $100K+ when the deal sells or refinances.

✔️ While others are waiting for $500/month in rental cash flow, you’re stacking both cash AND wealth.

Now, let’s call out the last objections before they pop up:

❌ “I don’t have a huge network.” → Neither did I when I started. The right positioning gets people to come to you.

❌ “I don’t know how to find investors.” → That’s a skill—and one I teach.

❌ “What if I screw up?” → With the right structure, you de-risk yourself and protect your investors.

❌ “But I have no experience!” → Partner with someone who does. Borrow credibility until you build your own.

So, What Would You Do If You Had $200K+ in Cash and Equity Growing in the Background?

Would you:

💡 Quit your job?

💡 Scale your portfolio?

💡 Take time to build something bigger?

This is how real investors buy their freedom.

If you want a breakdown of how to structure these deals, comment “NEXT” below.

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